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Better Home & Finance Holding Co

For the period ended Sep 30, 2026. Filed Nov 9, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 9, 2026

BETR$20.15+4.7%Stored close · as of Nov 9, 2026

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Item 6. Exhibits

Incorporated by Reference
ExhibitDescriptionFormExhibitFiling Date
3.1Amended and Restated Certificate of Incorporation of Better Home & Finance Holding Company10-K3.1April 8, 2024
3.2Certificate of Amendment to the Amended and Restated Certificate of Incorporation of Better Home & Finance Holding Company, dated August 16, 20248-K3.1August 19, 2024
3.3Bylaws of Better Home & Finance Holding Company8-K3.2August 25, 2023
3.4Certificate of Designation of Series A Junior Participating Preferred Stock of Better Home & Finance Holding Company.8-K3.1August 20, 2026
3.5Certificate of Elimination of Series A Junior Participating Preferred Stock of Better Home & Finance Holding Company.8-K3.1October 8, 2026
4.1Rights Agreement, dated as of August 20, 2026, by and between the Company and Computershare Trust Company, N.A.8-K4.1August 20, 2026
4.2Amendment No. 1, dated as of October 6, 2026, to the Rights Agreement, dated as of August 20, 2026, between Better Home & Finance Holding Company and Computershare Trust Company, N.A., as rights agent.8-K4.1October 8, 2026
10.1Underwriting Agreement, dated as of April 8, 2026, between Better Home & Finance Holding Company, BTIG, LLC and Cantor Fitzgerald & Co.8-K1.0April 9, 2026
31.1*Certification of Founder and Head of Platform, Product, and Innovation pursuant to Securities Exchange Act Rules 13a-14(a) and 15(d)-14(a), as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
31.2*Certification of Principal Financial Officer pursuant to Securities Exchange Act Rules 13a-14(a) and 15(d)-14(a), as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
32.1**Certification of Founder and Head of Platform, Product, and Innovation pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
32.2**Certification of Principal Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
101.INS*Inline XBRL Instance Document (the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document)
101.SCH*Inline XBRL Taxonomy Extension Schema Document.
101.CAL*Inline XBRL Taxonomy Extension Calculation Linkbase Document.
101.DEF*Inline XBRL Taxonomy Extension Definition Linkbase Document.
101.LAB*Inline XBRL Taxonomy Extension Label Linkbase Document.
101.PRE*Inline XBRL Taxonomy Extension Presentation Linkbase Document.
104*Cover Page Interactive Data File (formatted as Inline XBRL and contained Exhibit 101)
  • Filed herewith.

** Furnished herewith. These exhibits shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the

liability of that Section. Such exhibits shall not be deemed incorporated into any filing under the Securities Act of 1933 or the Exchange Act.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.