Affirm Holdings, Inc.

(c) Rule 10b5-1 Trading Plans

During the three months ended September 30, 2026, the following directors and officers of the Company adopted orterminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K, as follows:

On September 10, 2026, Noel Watson, amember of our Board of Directors, adopted a Rule 10b5-1 trading arrangement providing for the sale of the Company's Class A common stock that is intended to satisfy the affirmative defense conditions of Exchange Act Rule 10b5-1(c) (a “Rule 10b5-1 Trading Plan”). Mr. Watson’s Rule 10b5-1 Trading Plan provides for the sale of up to 13,100 shares of our Class A common stock on or after December 10, 2026 until August 31, 2027, or earlier if all transactions under the trading arrangement are completed. A portion of these shares may be sold pursuant to one or more limit orders.

On September 14, 2026, Michael Linford, our President, adopted a Rule 10b5-1 Trading Plan. Mr. Linford’s Rule 10b5-1 Trading Plan provides for the exercise of up to 354,651 employee stock options, less any employee stock options that were exercised under Mr. Linford's previous Rule 10b5-1 Trading Plan entered into on December 9, 2025, and the sale of the underlying shares of our Class A common stock pursuant to one or more limit orders on or after December 14, 2026 until September 1, 2027, or earlier if all transactions under the trading arrangement are completed.

On September 15, 2026, Siphelele Jiyane, our Chief Accounting Officer, adopted a Rule 10b5-1 Trading Plan. Ms. Jiyane’s Rule 10b5-1 Trading Plan provides for the sale of up to 119,705 shares of our Class A common stock pursuant to one or more limit orders on or after December 15, 2026 until June 15, 2027, or earlier if all transactions under the trading arrangement are completed.