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JPMORGAN CHASE & CO

For the period ended Sep 30, 2026. Filed Nov 3, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 3, 2026

JPM$334.49-0.8%Stored close · as of Nov 6, 2026
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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-Q

Quarterly report pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

For the quarterly period endedCommission file
September 30, 2026number1-5805

(Exact name of registrant as specified in its charter)

Delaware13-2624428
(State or other jurisdiction ofincorporation or organization)(I.R.S. employeridentification no.)
270 Park Avenue,
New York,New York*10017
(Address of principal executive offices)(Zip Code)

Registrant’s telephone number, including area code: (212)270-6000

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered
Common stockJPMThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 5.75% Non-Cumulative Preferred Stock, Series DDJPM PR DThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 6.00% Non-Cumulative Preferred Stock, Series EEJPM PR CThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.75% Non-Cumulative Preferred Stock, Series GGJPM PR JThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.55% Non-Cumulative Preferred Stock, Series JJJPM PR KThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.625% Non-Cumulative Preferred Stock, Series LLJPM PR LThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.20% Non-Cumulative Preferred Stock, Series MMJPM PR MThe New York Stock Exchange
Guarantee of Callable Fixed Rate Notes due June 10, 2032 of JPMorgan Chase Financial Company LLCJPM/32The New York Stock Exchange
Guarantee of Alerian MLP Index ETNs due January 28, 2044 of JPMorgan Chase Financial Company LLCAMJBNYSE Arca, Inc.
Guarantee of Inverse VIX Short-Term Futures ETNs due March 22, 2045 of JPMorgan Chase Financial Company LLCVYLDNYSE Arca, Inc.

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.☒ Yes ☐ No

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).

☒ Yes ☐ No

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer☒Accelerated filer☐
Non-accelerated filer☐Smaller reporting company☐
Emerging growth company☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).☐ Yes ☒ No

Number of shares of common stock outstanding as of September 30, 2026:2,655,609,509

*Any Issuer Notice to JPMorgan Chase & Co. under SEC Release No. 34-106402 should be delivered to the above principal executive offices with a copy to TSV.Notice@jpmchase.com.

FORM 10-Q

TABLE OF CONTENTS

Part I – Financial informationPage
Item 1.Financial Statements
Consolidated Financial Statements – JPMorgan Chase & Co.:
Consolidated statements of income (unaudited) for the three and nine months ended September 30, 2026 and 202592
Consolidated statements of comprehensive income (unaudited) for the three and nine months ended September 30, 2026 and 202593
Consolidated balance sheets (unaudited) at September 30, 2026 and December 31, 202594
Consolidated statements of changes in stockholders' equity (unaudited) for the three and nine months ended September 30, 2026 and 202595
Consolidated statements of cash flows (unaudited) for the nine months ended September 30, 2026 and 202596
Notes to Consolidated Financial Statements (unaudited)
Note 1 - Basis of presentation97
Note 2 - Fair value measurement98
Note 3 - Fair value option113
Note 4 - Derivative instruments117
Note 5 - Noninterest revenue and noninterest expense129
Note 6 - Interest income and interest expense131
Note 7 - Pension and other postretirement employee benefit plans132
Note 8 - Employee share-based incentives132
Note 9 - Investment securities133
Note 10 - Securities financing activities138
Note 11 - Loans140
Note 12 - Allowance for credit losses159
Note 13 - Variable interest entities162
Note 14 - Goodwill and mortgage servicing rights169
Note 15 - Deposits172
Note 16 - Leases172
Note 17 - Preferred stock173
Note 18 - Earnings per share174
Note 19 - Accumulated other comprehensive income/(loss)175
Note 20 - Restricted cash and other restricted assets177
Note 21 - Regulatory capital178
Note 22 - Off-balance sheet lending-related financial instruments, guarantees, and other commitments180
Note 23 - Pledged assets and collateral183
Note 24 - Litigation184
Note 25 - Business segments & Corporate187
Page
Report of Independent Registered Public Accounting Firm190
Consolidated Average Balance Sheets, Interest and Rates (unaudited) for the three and nine months ended September 30, 2026 and 2025191
Glossary of Terms and Acronyms and Line of Business Metrics193
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations.
Consolidated Financial Highlights3
Introduction4
Executive Overview5
Consolidated Results of Operations9
Consolidated Balance Sheets and Cash Flows Analysis15
Explanation and Reconciliation of the Firm’s Use of Non-GAAP Financial Measures19
Business Segment & Corporate Results21
Firmwide Risk Management44
Capital Risk Management45
Liquidity Risk Management53
Consumer Credit Portfolio62
Wholesale Credit Portfolio66
Allowance for Credit Losses75
Investment Portfolio Risk Management78
Market Risk Management79
Country Risk Management85
Critical Accounting Estimates Used by the Firm86
Accounting and Reporting Developments89
Forward-Looking Statements91
Item 3.Quantitative and Qualitative Disclosures About Market Risk.202
Item 4.Controls and Procedures202
Part II – Other information
Item 1.Legal Proceedings.202
Item 1A.Risk Factors.202
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds.202
Item 3.Defaults Upon Senior Securities.203
Item 4.Mine Safety Disclosures.203
Item 5.Other Information.203
Item 6.Exhibits.204
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.