Rocket Companies, Inc.
For the period ended Sep 30, 2026. Filed Oct 30, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Oct 30, 2026
RKT$14.45-4.9%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Condensed Consolidated Statements of Cash Flows
| Nine Months Ended September 30, | ||
|---|---|---|
| 2026 | 2025 | |
| Operating activities | ||
| Net income (loss) | $1,235 | $(302) |
| Adjustments to reconcile Net income (loss) to Net cash provided by (used in) operating activities: | ||
| Depreciation and amortization | 438 | 133 |
| Provision for (benefit from) deferred income taxes | 387 | (86) |
| Fair value of originated MSRs | (2,173) | (994) |
| Change in fair value of MSRs, net | 945 | 1,128 |
| Gain on sale of loans excluding fair value of originated MSRs, net | (1,436) | (1,621) |
| Disbursements of mortgage loans held for sale | (136,882) | (81,427) |
| Proceeds from sale of mortgage loans held for sale | 139,626 | 80,432 |
| Disbursements of non-mortgage loans held for sale | (1,567) | (421) |
| Proceeds from sale of non-mortgage loans held for sale | 1,360 | 254 |
| Share-based compensation expense | 259 | 162 |
| Other operating activities | 93 | 8 |
| Change in assets and liabilities | ||
| Advance receivables, net | 365 | 131 |
| Other assets | (311) | (192) |
| Accounts payable | (205) | 44 |
| Other liabilities | 416 | 54 |
| Total adjustments | 1,315 | (2,395) |
| Net cash provided by (used in) operating activities | $2,550 | $(2,697) |
| Investing activities | ||
| Acquisition of business, net of cash acquired | $— | $(79) |
| Net proceeds from sale of MSRs | 1,750 | 315 |
| Net purchase of MSRs | (475) | (244) |
| Purchase of property and equipment, net of disposals | (120) | (51) |
| Other investing activities | (6) | 1 |
| Net cash provided by (used in) investing activities | $1,149 | $(58) |
| Financing activities | ||
| Net (payments) borrowings on secured financing | $(3,749) | $3,618 |
| Borrowings on Senior Notes | 1,500 | 4,000 |
| Repayments of Senior Notes | (1,212) | — |
| Payment of debt issuance costs | (17) | (40) |
| Net payments on notes payable from unconsolidated affiliates | — | (29) |
| (Payments to) proceeds from consolidated CFE, net | (70) | 56 |
| Stock issuance, net | 47 | 39 |
| Taxes withheld on team members' restricted share award vesting | (144) | (85) |
| Distributions to other unit holders (members of Holdings) | (8) | (236) |
| Other financing activities | (32) | — |
| Net cash (used in) provided by financing activities | $(3,685) | $7,323 |
| Effects of exchange rate changes on Cash and cash equivalents | (9) | — |
| Net increase in Cash and cash equivalents and restricted cash | 5 | 4,568 |
| Cash and cash equivalents and restricted cash, beginning of period | 2,934 | 1,289 |
| Cash and cash equivalents and restricted cash, end of period | $2,939 | $5,857 |
| Supplemental Disclosures of Non-cash Investing Activities | ||
| Sale of mortgage servicing rights holdback | $32 | $10 |
| Purchase of mortgage servicing rights holdback | $55 | $18 |
| Issuance of common stock as consideration for acquisition | $— | $1,466 |
| Share-based compensation as consideration for acquisition | $— | $24 |
| Beneficial interest received from securitized trusts | $93 | $— |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.