AMERICAS CARMART INC
For the period ended Jul 31, 2026. Filed Sep 9, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jul 31, 2026 · Filed Sep 9, 2026
CRMT$1.14-20.8%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Table of Contents
AMERICA’S CAR-MART, INC.
TABLE OF CONTENTS
| PageNo. | |||
|---|---|---|---|
| PART I. | FINANCIAL INFORMATION | ||
| Item 1. | Financial Statements | 4 | |
| Condensed Consolidated Balance Sheets (Unaudited) – July 31, 2026 and April 30, 2026 | 4 | ||
| Condensed Consolidated Statements of Operations (Unaudited) – Three Months Ended July 31, 2026 and 2025 | 5 | ||
| Condensed Consolidated Statements of Cash Flows (Unaudited) – Three Months Ended July 31, 2026 and 2025 | 6 | ||
| Condensed Consolidated Statements of Equity (Unaudited) – Three Months Ended July 31, 2026 | 7 | ||
| Condensed Consolidated Statements of Equity (Unaudited) – Three Months Ended July 31, 2025 | 8 | ||
| Notes to Consolidated Financial Statements (Unaudited) | 9 | ||
| Item 2. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 34 | |
| Item 3. | Quantitative and Qualitative Disclosures about Market Risk | 47 | |
| Item 4. | Controls and Procedures | 47 | |
| PART II. | OTHER INFORMATION | ||
| Item 1. | Legal Proceedings | 48 | |
| Item 1A. | Risk Factors | 48 | |
| Item 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 48 | |
| Item 3. | Defaults Upon Senior Securities | 48 | |
| Item 4. | Mine Safety Disclosure | 48 | |
| Item 5. | Other Information | 48 | |
| Item 6. | Exhibits | 48 | |
| SIGNATURES | 50 | ||
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