AMERICAS CARMART INC
For the period ended Jul 31, 2026. Filed Sep 9, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jul 31, 2026 · Filed Sep 9, 2026
CRMT$1.14-20.8%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Item 6. Exhibits
| Exhibit Number | Description of Exhibit |
| 3.1 | Articles of Incorporation of the Company, as amended. (Incorporated by reference to Exhibits 4.1-4.8 to the Company's Registration Statement on Form S-8 filed with the SEC on November 16, 2005 (File No. 333-129727)). |
| 3.2 | Amended and Restated Bylaws of the Company dated December 4, 2007. (Incorporated by reference to Exhibit 3.2 to the Company’s Quarterly Report on Form 10-Q for the quarter ended October 31, 2007 filed with the SEC on December 7, 2007). |
| 3.3 | Amendment No. 1 to the Amended and Restated Bylaws of the Company (Incorporated by reference to Exhibit 3.1 to the Company’s Report on Form 8-K filed with the SEC on February 19, 2014). |
| 10.1 | Independent Director Agreement, dated May 22, 2026, among AP Advisors LLC, Adam C. Paul and the Company (inc. by ref. to Exhibit 10.1 to 8-K filed May 29, 2026). |
| 10.2 | Form of Retention Award Agreement (inc. by ref. Exhibit 10.1 to 8-K filed June 5, 2026). |
| 10.3 | Form of Retention Option Agreement (Initial Option Grants) (inc. by ref. to Exhibit 10.2 to 8-K filed June 5, 2026). |
| 10.4 | Form of Retention Option Agreement (Contingent Option Grants) (inc. by ref. to Exhibit 10.3 to 8-K filed June 5, 2026). |
| 10.5 | First Amendment and Limited Waiver to Credit and Guaranty Agreement, dated June 19, 2026, among the Company, Colonial Auto Finance, Texas Car-Mart, the guarantors and lenders party thereto, and Silver Point Finance, LLC, as Administrative Agent and Collateral Agent (inc. by ref. to Exhibit 10.1 to 8-K filed June 25, 2026). |
| 10.6 | Independent Director Agreement, dated June 23, 2026, among Jackson Square Advisors, LLC, Gilbert E. Nathan and the Company (inc. by ref. to Exhibit 10.2 to 8-K filed June 25, 2026). |
| 10.7 | Independent Director Agreement, dated June 23, 2026, among Bluerose Associates, LLC, Michael J. Wartell and the Company (inc. by ref. to Exhibit 10.3 to 8-K filed June 25, 2026). |
| 31.1 | Certification of Chief Executive Officer pursuant to Rule 13a-14(a) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) |
| 31.2 | Certification of Chief Financial Officer pursuant to Rule 13a-14(a) of the Exchange Act. |
| 32.1 | Certification of the Chief Executive Officer and Chief Financial Officer pursuant to Rule 13a-14(b) of the Exchange Act and 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. |
| 101.INS | Inline XBRL Instance Document |
| 101.SCH | Inline XBRL Taxonomy Extension Schema Document |
| 101.CAL | Inline XBRL Taxonomy Extension Calculation Linkbase Document |
| 101.DEF | Inline XBRL Taxonomy Extension Definition Linkbase Document |
| 101.LAB | Inline XBRL Taxonomy Extension Labels Linkbase Document |
| 101.PRE | Inline XBRL Taxonomy Extension Presentation Linkbase Document |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL Document and included in Exhibit 101) |
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