ACNB CORP
For the period ended Jun 30, 2026. Filed Aug 6, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 6, 2026
ACNB$65.54+0.1%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Glossary
Glossary of Defined Acronyms and Terms
| 2021 Subordinated Notes | 4.00% fixed-to-floating rate subordinated notes due March 31, 2031 |
|---|---|
| 2026 Subordinated Notes | 5.875% fixed-to-floating rate subordinated notes due March 15, 2036 |
| ACL | Allowance for Credit Losses |
| ACNB Insurance Services | ACNB Insurance Services, Inc. |
| ACNB, Corporation or Company | ACNB Corporation |
| Acquisition | Acquisition of Traditions Bancorp, Inc. effective February 1, 2025 |
| AFS | Available for Sale |
| ALCO | Asset Liability Committee |
| AOCI | Accumulated other comprehensive income |
| ASU | Accounting Standard Update |
| ATM | Automatic Teller Machine |
| Bank | ACNB Bank |
| Basel III | Risk-based requirements and rules issued by federal banking agencies |
| Board | ACNB Corporation Board of Directors |
| bp or bps | Basis point(s) |
| CME | Chicago Mercantile Exchange |
| COVID/COVID-19 | Coronavirus Disease 2019 |
| CRA | Community Reinvestment Act of 1977 |
| Discount Window | Federal Reserve Discount Window |
| ESPP | ACNB Corporation Employee Stock Purchase Plan |
| ETR | Effective Tax Rate |
| Exchange Act | Securities Exchange Act of 1934 |
| FASB | Financial Accounting Standards Board |
| FCBI | Frederick County Bancorp, Inc. |
| FDIC | Federal Deposit Insurance Corporation |
| FHLB | Federal Home Loan Bank |
| FOMC | Federal Open Market Committee |
| FTE | Fully Taxable Equivalent |
| GAAP | U.S. Generally Accepted Accounting Principles |
| HFS | Held for Sale |
| HTM | Held to Maturity |
| Market Area | Southcentral Pennsylvania and Northern Maryland |
| N/A | Not Applicable |
| N/M | Not Meaningful (percentage changes greater than +/- 150% not considered meaningful) |
| OBS | Off-Balance Sheet |
| OCI | Other comprehensive income |
| PCD | Purchased credit-deteriorated |
| Purchase Agreements | Subordinated Note Purchase Agreements |
| Purchasers | Institutional accredited investors and qualified institutional buyers |
| RPA | Risk Participation Agreement |
| SEC | Securities and Exchange Commission |
| SOFR | Secured Overnight Financing Rate |
| Traditions | Traditions Bancorp, Inc. |
PART I - FINANCIAL INFORMATION
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.