Katapult Holdings, Inc.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

SCHEDULE 14A

Proxy Statement Pursuant to Section 14(a) of

the Securities Exchange Act of 1934

(Amendment No.__)

Filed by the Registrant ☒

Filed by a Party other than the Registrant ☐

Check the appropriate box:

Katapult Holdings, Inc.

(Name of Registrant as Specified In Its Charter)

(Name of Person(s) Filing Proxy Statement, if other than the Registrant)

Payment of Filing Fee (Check the appropriate box):

Notice of 2026 Annual Meeting of Stockholders

Thursday, April 30, 2026

10:00 a.m. Eastern Time

By virtual webcast at www.virtualshareholdermeeting.com/KPLT2026

TO OUR STOCKHOLDERS:

You are cordially invited to attend the 2026 Annual Meeting of Stockholders (the "Annual Meeting") of Katapult Holdings, Inc. (“Katapult,” the “Company,” “us” or “we”), which, will be held in a virtual format and solely online to provide a consistent experience to all stockholders regardless of location. There will be no physical location for the Annual Meeting, and you will not be able to attend the Annual Meeting in person. The Annual Meeting will be held on Thursday, April 30, 2026 at 10:00 a.m. Eastern Time, for the following purposes:

1. To elect our Class II director nominee identified in the accompanying proxy statement to the Board of Directors (the "Board") to serve until the Company's 2029 Annual Meeting of Stockholders.

2. To ratify the appointment of Grant Thornton LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026;

3. To approve a non-binding advisory resolution approving the compensation of the named executive officers; and

4. To transact such other business as may properly come before the Annual Meeting of Stockholders, or any adjournments or postponements thereof.

The Board has fixed the close of business on March 16, 2026 as the record date for determining those stockholders entitled to receive notice of, to attend and to vote at the Annual Meeting.

The Company furnishes its proxy materials via the internet, providing our stockholders with the information they need in a more timely manner, while reducing the environmental impact and lowering the printing and distribution costs. If you received a Notice of Internet Availability of Proxy Materials (the “Notice of Internet Availability”) by mail and would like to receive a printed copy of our proxy materials, you should follow the instructions for requesting such materials included in the Notice of Internet Availability.

It is important that your shares be represented at the Annual Meeting. Please note that the Annual Meeting will be held via the internet only. The Company’s accompanying proxy materials include instructions on how to participate in the meeting and the means by which you may vote your shares and submit questions. EVEN IF YOU PLAN TO ATTEND THE VIRTUAL ANNUAL MEETING, PLEASE SUBMIT YOUR PROXY BY INTERNET, PHONE OR MAIL AS SOON AS POSSIBLE. If you later choose to revoke your proxy or change your vote, you may do so by following the procedures described in the attached proxy statement. Unless you have previously requested printed materials or you request a paper copy of our proxy materials in the manner specified in the Notice of Internet Availability, you will not receive a paper proxy card.

Please read the proxy materials carefully. Your vote is important and the Company appreciates your consideration and action on the matters presented.

The Notice of Annual Meeting, Proxy Statement and our

Annual Report to Stockholders on Form 10-K are available electronically at

https://ir.katapultholdings.com/financial-information/annual-reports-and-proxy

PROXY SUMMARY

Katapult Holdings, Inc.

5360 Legacy Drive, Building 2, Plano, Texas 75024-3105

2026 Annual Meeting of Stockholders

Meeting Agenda and Voting Recommendations

Class II Director Nominee Standing for Election at the 2026 Annual Meeting

Corporate Governance Highlights

KATAPULT HOLDINGS, INC.

Proxy Statement - Table of Contents