CHAIN BRIDGE BANCORP INC

The Company’s Class A Common Stock is listed and trades on the New York Stock Exchange under the symbol “CBNA,” with trading having commenced on October 4, 2024. As of March 19, 2026, the latest practicable date prior to the filing of this Annual Report on Form 10-K, the Company had outstanding 3,322,762 shares of Class A Common Stock and 3,239,055 shares of Class B Common Stock. The Class A Common Stock and Class B Common Stock represent 9.30% and 90.70% of the combined voting power of our common stock, respectively. There is no established public trading market for the Company’s Class B Common Stock; however, each share of Class B Common Stock is convertible, at the option of the holder, into one share of Class A Common Stock at any time.

As of March 19, 2026, the Company’s Class A Common Stock was held by 12 stockholders of record (including Cede & Co., the nominee of The Depository Trust Company, which holds shares on behalf of beneficial owners whose shares are held in “street name” through brokers or banks). The Company’s Class B Common Stock was held by 158 stockholders of record.

During fiscal year 2024, the Company issued a total of 1,992,897 shares of Class A Common Stock in connection with its initial public offering, including 1,850,000 shares issued at the initial closing on October 7, 2024, and 142,897 shares issued on November 1, 2024, pursuant to the underwriters’ partial exercise of their overallotment option to purchase additional shares, each at a public offering price of $22.00 per share. Additionally, 1,056,550 shares of Class B Common Stock were converted into an equivalent number of shares of Class A Common Stock following the IPO and prior to December 31, 2024, at the option of the holders thereof. In 2025, no additional shares of common stock were issued other than shares of Class A Common Stock converted from shares of Class B Common Stock at the option of the holders.

Dividends

The Company did not declare or pay any dividends on its Class A Common Stock or Class B Common Stock in fiscal year 2025 or 2024. The Company does not currently intend to pay dividends on its common equity in the foreseeable future. Instead, the Company currently intends to retain all available earnings to support its growth strategy and business expansion. The payment of dividends in the future will be at the discretion of the Board and is dependent upon, among other things, the Company’s future income, financial position, capital requirements, regulatory restrictions, and other considerations the Board may deem relevant at the time. There can be no assurance that dividends will be declared or paid in the future.

Unregistered Sales and Issuer Repurchases of Common Stock

There were no unregistered sales of the Company’s equity securities during fiscal years ended December 31, 2025 or 2024.

The Company did not repurchase any of its equity securities during fiscal year 2025, including during the three months ended December 31, 2025.

Performance Graph

The following graph compares the cumulative total shareholder return (“TSR”) on Chain Bridge Bancorp’s Class A Common Stock from October 4, 2024 (the date our Class A Common Stock first traded on the NYSE) through December 31, 2025, with (i) the Russell 3000 Index (a broad-based equity market index) and (ii) the KBW Nasdaq Regional Banking Index (“KRX”), which the Company believes is representative of the performance of publicly traded regional and community bank holding companies of comparable size and scope.

The graph assumes that $100 was invested on October 4, 2024 in each of (1) the Company’s Class A Common Stock, (2) the Russell 3000 Index, and (3) the KBW Nasdaq Regional Banking Index, and in each case that all dividends were reinvested. The comparisons shown below are based solely on historical data and are not intended to forecast or guarantee future performance of the Company’s common stock. Past performance may not be indicative of future results 1

Management selected the Russell 3000 Index as the Company’s broad market comparator because the Company’s Class A Common Stock was included in the index during 2025 and it represents a widely recognized measure of overall U.S. equity performance. The KBW Nasdaq Regional Banking Index was chosen as the industry comparator because it includes a broad group of U.S. regional and community banks that the Company believes are most similar in asset size, regulatory profile, and market focus.

The Company believes that the combination of these indices provides investors with meaningful context for evaluating total shareholder return relative to both the general market and the banking industry.