CHAIN BRIDGE BANCORP INC
For the period ended Dec 31, 2025. Filed Mar 20, 2026.
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FY2025 · Filed Mar 20, 2026
CBNA$51.15-0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Income
(Dollars in thousands, except per share data)
| 2025 | 2024 | |
|---|---|---|
| Interest and dividend income | ||
| Interest and fees on loans | $13,288 | $13,787 |
| Interest and dividends on securities, taxable | 21,840 | 12,320 |
| Interest on securities, tax-exempt | 1,121 | 1,145 |
| Interest on interest-bearing deposits in banks | 19,594 | 20,823 |
| Total interest and dividend income | 55,843 | 48,075 |
| Interest expense | ||
| Interest on deposits | 4,340 | 3,273 |
| Interest on short-term borrowings | — | 430 |
| Total interest expense | 4,340 | 3,703 |
| Net interest income | 51,503 | 44,372 |
| Provision for (recapture of) credit losses | ||
| Provision for (recapture of) loan credit losses | (418) | 195 |
| Recapture of securities credit losses | (74) | (356) |
| Total recapture of credit losses | (492) | (161) |
| Net interest income after recapture of credit losses | 51,995 | 44,533 |
| Noninterest income | ||
| Trust and wealth management | 1,346 | 907 |
| Service charges on accounts | 1,031 | 1,405 |
| Deposit placement services | 838 | 6,199 |
| Gain on sale of mortgage loans | 60 | 27 |
| Loss on sale of securities | — | (81) |
| Other income | 205 | 123 |
| Total noninterest income | 3,480 | 8,580 |
| Noninterest expenses | ||
| Salaries and employee benefits | 17,747 | 15,906 |
| Professional services | 3,148 | 3,163 |
| Data processing and communication expenses | 2,925 | 2,614 |
| State franchise taxes | 1,289 | 884 |
| Occupancy and equipment expenses | 1,072 | 982 |
| FDIC and regulatory assessments | 850 | 753 |
| Insurance expenses | 605 | 340 |
| Directors’ fees | 596 | 650 |
| Other operating expenses | 1,827 | 1,553 |
| Total noninterest expenses | 30,059 | 26,845 |
| Net income before taxes | 25,416 | 26,268 |
| Income tax expense | 5,179 | 5,319 |
| Net income | $20,237 | $20,949 |
| Earnings per common share, basic and diluted1 | $3.08 | $4.17 |
1 The number of basic and diluted shares are the same because there are no potentially dilutive instruments.
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