AMERICAS CARMART INC

For the period ended Jan 31, 2026. Filed Mar 12, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jan 31, 2026 · Filed Mar 12, 2026

CRMT$1.14-20.8%Stored close · as of Nov 9, 2026

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Contents

AMERICA’S CAR-MART, INC.

TABLE OF CONTENTS

PageNo.
PART I.	FINANCIAL INFORMATION
	Item 1.	Financial Statements	4
		Condensed Consolidated Balance Sheets (Unaudited) – January 31, 2026 and April 30, 2025	4
		Condensed Consolidated Statements of Operations (Unaudited) – Three and Nine Months Ended January 31, 2026 and 2025	5
		Condensed Consolidated Statements of Cash Flows (Unaudited) – Nine Months Ended January 31, 2026 and 2025	6
		Condensed Consolidated Statements of Equity (Unaudited) – Three and Nine Months Ended January 31, 2026	7
		Condensed Consolidated Statements of Equity (Unaudited) – Three and Nine Months Ended January 31, 2025	8
		Notes to Consolidated Financial Statements (Unaudited)	9
	Item 2.	Management’s Discussion and Analysis of Financial Condition and Results of Operations	36
	Item 3.	Quantitative and Qualitative Disclosures about Market Risk	49
	Item 4.	Controls and Procedures	49
PART II.	OTHER INFORMATION
	Item 1.	Legal Proceedings	51
	Item 1A.	Risk Factors	51
	Item 2.	Unregistered Sales of Equity Securities and Use of Proceeds	51
	Item 3.	Defaults Upon Senior Securities	51
	Item 4.	Mine Safety Disclosure	51
	Item 5.	Other Information	51
	Item 6.	Exhibits	52
SIGNATURES		53

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.

About this filing

Table of Contents