AMERICAS CARMART INC
For the period ended Jan 31, 2026. Filed Mar 12, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jan 31, 2026 · Filed Mar 12, 2026
CRMT$0.87-23.5%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consolidated Balance Sheets (Unaudited) – and
Condensed Consolidated Balance Sheets (Unaudited)
January 31, 2026 and April 30, 2025
| (Dollars in thousands except share and per share amounts) | January 31, 2026 | April 30, 2025 |
|---|---|---|
| Assets: · (Unaudited) | ||
| Cash and cash equivalents | $117,910 | $9,808 |
| Restricted cash | 119,067 | 114,729 |
| Accrued interest on finance receivables | 7,477 | 7,432 |
| Finance receivables, net of allowance for credit losses of $347,565 and $323,100 | 1,114,672 | 1,180,673 |
| Inventory | 101,178 | 112,229 |
| Income tax receivable, net | 4,179 | - |
| Prepaid expenses and other assets | 35,607 | 38,082 |
| Right-of-use asset | 54,780 | 63,825 |
| Goodwill | 22,774 | 22,802 |
| Property and equipment, net | 49,149 | 56,894 |
| Total Assets | $1,626,793 | $1,606,474 |
| Liabilities, mezzanine equity and equity: | ||
| Liabilities: | ||
| Accounts payable | $19,013 | $34,980 |
| Deferred accident protection plan revenue | 47,140 | 51,458 |
| Deferred service contract revenue | 53,053 | 61,787 |
| Accrued liabilities | 38,563 | 35,949 |
| Income tax payable, net | - | 1,451 |
| Deferred income tax liabilities, net | 37,013 | 7,146 |
| Lease liability | 60,034 | 67,002 |
| Non-recourse notes payable, net | 628,324 | 572,010 |
| Senior secured note payable, net | 263,836 | - |
| Revolving line of credit, net | - | 204,769 |
| Total liabilities | 1,146,976 | 1,036,552 |
| Commitments and contingencies (Note K) | ||
| Mezzanine equity: | ||
| Mandatorily redeemable preferred stock | 400 | 400 |
| Equity: | ||
| Preferred stock, par value $0.01 per share, 1,000,000 shares authorized; none issued or outstanding | - | - |
| Common stock, par value $0.01 per share, 50,000,000 shares authorized; 15,654,558 and 15,605,818 issued at January 31, 2026 and April 30, 2025, respectively, of which 8,302,450 and 8,263,280 were outstanding at January 31, 2026 and April 30, 2025, respectively | 157 | 156 |
| Additional paid-in capital | 210,360 | 195,225 |
| Retained earnings | 567,320 | 672,261 |
| Less: Treasury stock, at cost, 7,352,108 and 7,342,538 shares at January 31, 2026 and April 30, 2025, respectively | (298,520) | (298,220) |
| Total stockholders' equity | 479,317 | 569,422 |
| Non-controlling interest | 100 | 100 |
| Total equity | 479,417 | 569,522 |
| Total Liabilities, Mezzanine Equity and Equity | $1,626,793 | $1,606,474 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.