SIMMONS FIRST NATIONAL CORP
For the period ended Dec 31, 2025. Filed Feb 25, 2026.
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FY2025 · Filed Feb 25, 2026
SFNC$23.68-0.5%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets, December 31, 2025 and 2024
Consolidated Balance Sheets
December 31, 2025 and 2024
| (In thousands, except share data) | 2025 | 2024 |
|---|---|---|
| ASSETS | ||
| Cash and noninterest bearing balances due from banks | $380,439 | $429,705 |
| Interest bearing balances due from banks and federal funds sold | 331,474 | 257,672 |
| Cash and cash equivalents | 711,913 | 687,377 |
| Interest bearing balances due from banks – time | 100 | 100 |
| Investment securities: | ||
| Held-to-maturity, net of allowance for credit losses of $3,214 at December 31, 2024 | — | 3,636,636 |
| Available-for-sale, at estimated fair value (amortized cost of $3,642,809 and $2,852,774 at December 31, 2025 and 2024, respectively) | 3,266,221 | 2,529,426 |
| Total investments | 3,266,221 | 6,166,062 |
| Mortgage loans held for sale | 17,438 | 11,417 |
| Assets held in trading accounts | 11,685 | — |
| Loans | 17,492,179 | 17,005,937 |
| Allowance for credit losses on loans | (224,377) | (235,019) |
| Net loans | 17,267,802 | 16,770,918 |
| Premises and equipment | 561,220 | 585,431 |
| Foreclosed assets and other real estate owned | 12,009 | 9,270 |
| Interest receivable | 104,062 | 123,243 |
| Bank owned life insurance | 540,001 | 531,805 |
| Goodwill | 1,320,799 | 1,320,799 |
| Other intangible assets | 84,423 | 97,242 |
| Other assets | 643,204 | 572,385 |
| Total assets | $24,540,877 | $26,876,049 |
| LIABILITIES AND STOCKHOLDERS’ EQUITY | ||
| Deposits: | ||
| Noninterest bearing transaction accounts | $4,330,211 | $4,460,517 |
| Interest bearing transaction accounts and savings deposits | 11,141,169 | 10,982,022 |
| Time deposits | 4,712,658 | 6,443,211 |
| Total deposits | 20,184,038 | 21,885,750 |
| Federal funds purchased and securities sold under agreements to repurchase | 21,383 | 37,109 |
| Other borrowings | 302,253 | 745,372 |
| Subordinated notes and debentures | 317,714 | 366,293 |
| Accrued interest and other liabilities | 296,249 | 312,653 |
| Total liabilities | 21,121,637 | 23,347,177 |
| Stockholders’ equity: | ||
| Common stock, Class A, $0.01 par value; 350,000,000 shares authorized at December 31, 2025 and 2024; 144,762,817 and 125,651,540 shares issued and outstanding at December 31, 2025 and 2024, respectively | 1,448 | 1,257 |
| Surplus | 2,846,581 | 2,511,590 |
| Undivided profits | 864,341 | 1,376,935 |
| Accumulated other comprehensive loss | (293,130) | (360,910) |
| Total stockholders’ equity | 3,419,240 | 3,528,872 |
| Total liabilities and stockholders’ equity | $24,540,877 | $26,876,049 |
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