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ERIE INDEMNITY CO

For the period ended Dec 31, 2025. Filed Feb 23, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 23, 2026

ERIE$270.52-0.9%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Table of Contents

INDEX

PART · ITEM NUMBER AND CAPTION · PAGE
IItem 1.Business3
Item 1A.Risk Factors7
Item 1B.Unresolved Staff Comments13
Item 1C.Cybersecurity14
Item 2.Properties15
Item 3.Legal Proceedings15
Item 4.Mine Safety Disclosures16
IIItem 5.Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities17
Item 6.[RESERVED]17
Item 7.Management's Discussion and Analysis of Financial Condition and Results of Operations18
Item 7A.Quantitative and Qualitative Disclosures About Market Risk35
Item 8.Financial Statements and Supplementary Data38
Item 9.Changes In and Disagreements With Accountants on Accounting and Financial Disclosure75
Item 9A.Controls and Procedures75
Item 9B.Other Information75
Item 9C.Disclosure Regarding Foreign Jurisdictions that Prevent Inspections75
IIIItem 10.Directors, Executive Officers and Corporate Governance77
Item 11.Executive Compensation78
Item 12.Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters78
Item 13.Certain Relationships and Related Transactions, and Director Independence78
Item 14.Principal Accountant Fees and Services78
IVItem 15.Exhibits and Financial Statement Schedules79
Signatures83

PART I

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.