Arthur J. Gallagher & Co.
For the period ended Dec 31, 2025. Filed Feb 17, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 17, 2026
AJG$280.60-0.4%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Table of Contents
Annual Report on Form 10-K
For the Fiscal Year Ended December 31, 2025
Index
| Page No. | |||
|---|---|---|---|
| Part I. | |||
| Item 1. | Business | 5-10 | |
| Item 1A. | Risk Factors | 11-30 | |
| Item 1B. | Unresolved Staff Comments | 30 | |
| Item 1C. | Cybersecurity | 30-32 | |
| Item 2. | Properties | 32 | |
| Item 3. | Legal Proceedings | 32 | |
| Item 4. | Mine Safety Disclosures. | 32 | |
| Information About Our Executive Officers | 33 | ||
| Part II. | |||
| Item 5. | Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities | 34-35 | |
| Item 6. | [Reserved] | 35 | |
| Item 7. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 35-67 | |
| Item 7A. | Quantitative and Qualitative Disclosure about Market Risk | 67-69 | |
| Item 8. | Financial Statements and Supplementary Data | 70-121 | |
| Item 9. | Changes in and Disagreements with Accountants on Accounting and Financial Disclosure | 127 | |
| Item 9A. | Controls and Procedures | 127 | |
| Item 9B. | Other Information | 127 | |
| Item 9C. | Disclosures Regarding Foreign Jurisdictions that Prevent Inspections | 127 | |
| Part III. | |||
| Item 10. | Directors, Executive Officers and Corporate Governance | 128 | |
| Item 11. | Executive Compensation | 128 | |
| Item 12. | Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters | 128 | |
| Item 13. | Certain Relationships and Related Transactions, and Director Independence | 128 | |
| Item 14. | Principal Accountant Fees and Services | 128 | |
| Part IV. | |||
| Item 15. | Exhibits and Financial Statement Schedules | 128-130 | |
| Signatures | 131 | ||
| Schedule II - Valuation and Qualifying Accounts | 132 | ||
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