ONITY GROUP INC.
For the period ended Dec 31, 2025. Filed Feb 17, 2026.
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FY2025 · Filed Feb 17, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Signatures
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on our behalf by the undersigned, thereunto duly authorized.
| Onity Group Inc. | |
| By: | /s/ Glen A. Messina |
| Glen A. Messina | |
| President and Chief Executive Officer |
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, this Report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated:
| /s/ Glen A. Messina | Date: February 17, 2026 |
|---|---|
| Glen A. Messina, Chair of the Board of Directors, President and Chief Executive Officer(principal executive officer) | |
| /s/ Alan J. Bowers | Date: February 17, 2026 |
| Alan J. Bowers, Director | |
| /s/ Jenne K. Britell | Date: February 17, 2026 |
| Jenne K. Britell, Director | |
| /s/ Jacques J. Busquet | Date: February 17, 2026 |
| Jacques J. Busquet, Director | |
| /s/ Claudia J. Merkle | Date: February 17, 2026 |
| Claudia J. Merkle, Director | |
| /s/ Dawn C. Morris | Date: February 17, 2026 |
| Dawn C. Morris, Director | |
| /s/ DeForest B. Soaries, Jr. | Date: February 17, 2026 |
| DeForest B. Soaries, Jr., Director | |
| /s/ Kevin Stein | Date: February 17, 2026 |
| Kevin Stein, Director | |
| /s/ Robert S. Welborn | Date: February 17, 2026 |
| Robert S. Welborn, Director | |
| /s/ Sean B. O’ Neil | Date: February 17, 2026 |
| Sean B. O’Neil, Executive Vice President and Chief Financial Officer(principal financial officer) | |
| /s/ Francois Grunenwald | Date: February 17, 2026 |
| Francois Grunenwald, Senior Vice President and Chief Accounting Officer(principal accounting officer) | |
CONSOLIDATED FINANCIAL STATEMENTS AND
December 31, 2025
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS AND SCHEDULES
December 31, 2025
| Page | |
| Report of Independent Registered Public Accounting Firm (PCAOB ID No. 34) | F-2 |
|---|---|
| Report of Independent Registered Public Accounting Firm on Internal Control over Financial Reporting | F-5 |
| Consolidated Financial Statements: | |
| Consolidated Balance Sheets at December 31, 2025 and 2024 | F-6 |
| Consolidated Statements of Operations for the years ended December 31, 2025, 2024 and 2023 | F-7 |
| Consolidated Statements of Comprehensive Income (Loss) for the years ended December 31, 2025, 2024 and 2023 | F-8 |
| Consolidated Statements of Changes in Equity for the years ended December 31, 2025, 2024 and 2023 | F-9 |
| Consolidated Statements of Cash Flows for the years ended December 31, 2025, 2024 and 2023 | F-10 |
| Notes to Consolidated Financial Statements | F-11 |
| Note 1. Organization, Basis of Presentation and Significant Accounting Policies | F-11 |
| Note 2. Securitizations and Variable Interest Entities | F-18 |
| Note 3. Fair Value | F-22 |
| Note 4. Loans Held for Sale - Fair Value | F-28 |
| Note 5. Reverse Mortgages | F-29 |
| Note 6. Advances | F-32 |
| Note 7. Mortgage Servicing | F-33 |
| Note 8. MSR related Financing Liabilities, at Fair Value | F-35 |
| Note 9. MSR Valuation Adjustments, Net | F-38 |
| Note 10. Receivables | F-39 |
| Note 11. Premises and Equipment | F-39 |
| Note 12. Investment in Equity Method Investee and Related Party Transactions | F-40 |
| Note 13. Other Assets | F-41 |
| Note 14. Borrowings | F-41 |
| Note 15. Other Liabilities | F-48 |
| Note 16. Mezzanine Equity | F-49 |
| Note 17. Stockholders’ Equity | F-49 |
| Note 18. Derivative Financial Instruments and Hedging Activities | F-50 |
| Note 19. Interest Income | F-52 |
| Note 20. Interest Expense | F-52 |
| Note 21. Income Taxes | F-53 |
| Note 22. Basic and Diluted Earnings (Loss) per Share | F-57 |
| Note 23. Employee Compensation and Benefit Plans | F-58 |
| Note 24. Business Segment Reporting | F-62 |
| Note 25. Regulatory Requirements | F-66 |
| Note 26. Commitments | F-68 |
| Note 27. Contingencies | F-70 |
| Note 28. Subsequent Events | F-74 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.