AMERICAS CARMART INC

For the period ended Oct 31, 2025. Filed Dec 9, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Oct 31, 2025 · Filed Dec 9, 2025

CRMT$1.14-20.8%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

AMERICA’S CAR-MART, INC.

TABLE OF CONTENTS

PageNo.
PART I.	FINANCIAL INFORMATION
	Item 1.	Financial Statements	4
		Condensed Consolidated Balance Sheets (Unaudited) – October 31, 2025 and April 30, 2025	4
		Condensed Consolidated Statements of Operations (Unaudited) – Three and Six Months Ended October 31, 2025 and 2024	5
		Condensed Consolidated Statements of Cash Flows (Unaudited) – Six Months Ended October 31, 2025 and 2024	6
		Condensed Consolidated Statements of Equity (Unaudited) – Three and Six Months Ended October 31, 2025	7
		Condensed Consolidated Statements of Equity (Unaudited) – Three and Six Months Ended October 31, 2024	8
		Notes to Consolidated Financial Statements (Unaudited)	9
	Item 2.	Management’s Discussion and Analysis of Financial Condition and Results of Operations	35
	Item 3.	Quantitative and Qualitative Disclosures about Market Risk	48
	Item 4.	Controls and Procedures	48
PART II.	OTHER INFORMATION
	Item 1.	Legal Proceedings	50
	Item 1A.	Risk Factors	50
	Item 2.	Unregistered Sales of Equity Securities and Use of Proceeds	50
	Item 3.	Defaults Upon Senior Securities	50
	Item 4.	Mine Safety Disclosure	50
	Item 5.	Other Information	50
	Item 6.	Exhibits	50
SIGNATURES		52

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.

About this filing

Table of Contents