AMERICAS CARMART INC
For the period ended Oct 31, 2025. Filed Dec 9, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Oct 31, 2025 · Filed Dec 9, 2025
CRMT$0.87-23.5%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consolidated Statements of Operations (Unaudited) – Threeand
| Condensed Consolidated Statements of Operations (Unaudited) | America’s Car-Mart, Inc. |
|---|---|
| Three and Six Months Ended October 31, 2025 and 2024 | |
| Three Months EndedOctober 31, | Six Months EndedOctober 31, | |||
|---|---|---|---|---|
| (Dollars in thousands except share and per share amounts) | 2025 | 2024 | 2025 | 2024 |
| Revenues: · (Unaudited) · (Unaudited) | ||||
| Sales | $286,313 | $285,774 | $562,553 | $573,022 |
| Interest and other income | 63,879 | 61,495 | 128,729 | 122,010 |
| Total revenues | 350,192 | 347,269 | 691,282 | 695,032 |
| Costs and expenses: | ||||
| Cost of sales | 179,016 | 173,215 | 354,096 | 359,785 |
| Selling, general and administrative | 57,222 | 47,407 | 108,409 | 94,118 |
| Provision for credit losses | 119,074 | 99,522 | 222,109 | 194,945 |
| Interest expense | 15,685 | 18,042 | 32,727 | 36,354 |
| Depreciation and amortization | 2,102 | 1,926 | 4,241 | 3,810 |
| Loss on extinguishment of debt | 4,476 | - | 4,476 | - |
| Loss on disposal of property and equipment | 100 | 41 | 109 | 87 |
| Total costs and expenses | 377,675 | 340,153 | 726,167 | 689,099 |
| (Loss) income before taxes | (27,483) | 7,116 | (34,885) | 5,933 |
| (Benefit) provision for income taxes | (5,011) | 2,017 | (6,677) | 1,798 |
| Net (loss) income | $(22,472) | $5,099 | $(28,208) | $4,135 |
| Less: Dividends on mandatorily redeemable preferred stock | (10) | (10) | (20) | (20) |
| Net (loss) income attributable to common stockholders | $(22,482) | $5,089 | $(28,228) | $4,115 |
| (Loss) earnings per share: | ||||
| Basic | $(2.71) | $0.62 | $(3.41) | $0.57 |
| Diluted | $(2.71) | $0.61 | $(3.41) | $0.55 |
| Weighted average number of shares used in calculation: | ||||
| Basic | 8,283,116 | 8,147,971 | 8,278,585 | 7,272,364 |
| Diluted | 8,283,116 | 8,292,459 | 8,278,585 | 7,423,936 |
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