Better Home & Finance Holding Co

(a)As previously disclosed in a Current Report on Form 8-K filed on October 3, 2025, Kevin Ryan, the Company's Chief Financial Officer, notified the Company that he would be retiring from the Company. Effective November 14, 2025, Mr. Ryan is stepping down as the Company's Chief Financial Officer. While the Company continues its search for a new Chief Financial Officer, Mr. Ryan is expected to continue to assist the Company to facilitate an orderly transition of his duties to his successor.

(b)None.

(c)Insider trading arrangements and policies.

Other than as described below, during the three months ended September 30, 2025, no director or officer (as defined in Rule 16a-1(f) of the Exchange Act)adopted orterminated a Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K. However, certain of our directors or officers have made, and may from time to time make, elections to have shares withheld to cover withholding taxes or pay the exercise price of options, which may be designed to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act or may constitute non-Rule 10b5-1 trading arrangements.

On September 10, 2025, Chad Smith, President and Chief Operating Officer of Better Mortgage Corporation, a wholly owned subsidiary of the Company, entered into a Rule 10b5-1 trading arrangement intended to satisfy the affirmative defense of Rule 10b5-1(c) (the “2025 Smith Trading Arrangement”). The 2025 Smith Trading Arrangement provides for the sale of up to 18,000 shares of the Company’s Class A common stock with a plan end date of November 30, 2026.

On September 11, 2025, Paula Tuffin, the Company’s General Counsel, Chief Compliance Officer and Corporate Secretary, entered into a Rule 10b5-1 trading arrangement intended to satisfy the affirmative defense of Rule 10b5-1(c) (the “2025 Tuffin Trading Arrangement”). The 2025 Tuffin Trading Arrangement provides for the sale of up to 24,000 shares of the Company’s Class A common stock with a plan end date of June 30, 2026.