HOME BANCORP, INC.
For the period ended Sep 30, 2025. Filed Nov 3, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 3, 2025
HBCP$60.94+0.4%Stored close · as of Nov 6, 2026
Contents
Item 1. Consolidated Statements of Financial Condition
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION
| (Unaudited) | (Audited) | |
|---|---|---|
| (dollars in thousands) | September 30, 2025 | December 31, 2024 |
| Assets | ||
| Cash and cash equivalents | $189,324 | $98,548 |
| Investment securities available for sale, at fair value (amortized cost $409,842 and $443,804, respectively) | 383,340 | 402,792 |
| Investment securities held to maturity (fair values of $1,066 and $1,065, respectively) | 1,065 | 1,065 |
| Mortgage loans held for sale | 1,932 | 832 |
| Loans, net of unearned income | 2,705,895 | 2,718,185 |
| Allowance for loan losses | (32,827) | (32,916) |
| Total loans, net of unearned income and allowance for loan losses | 2,673,068 | 2,685,269 |
| Office properties and equipment, net | 45,223 | 42,324 |
| Cash surrender value of bank-owned life insurance | 49,269 | 48,421 |
| Goodwill and core deposit intangibles | 84,214 | 85,044 |
| Accrued interest receivable and other assets | 66,639 | 79,373 |
| Total Assets | $3,494,074 | $3,443,668 |
| Liabilities | ||
| Deposits: | ||
| Noninterest-bearing | $801,974 | $733,073 |
| Interest-bearing | 2,173,529 | 2,047,623 |
| Total Deposits | 2,975,503 | 2,780,696 |
| Other borrowings | 5,539 | 5,539 |
| Subordinated debt, net of issuance cost | 54,621 | 54,459 |
| Short-term Federal Home Loan Bank advances | — | 137,220 |
| Long-term Federal Home Loan Bank advances | 3,059 | 38,326 |
| Accrued interest payable and other liabilities | 32,308 | 31,340 |
| Total Liabilities | 3,071,030 | 3,047,580 |
| Shareholders’ Equity | ||
| Preferred stock, $0.01 par value - 10,000,000 shares authorized; none issued | — | — |
| Common stock, $0.01 par value - 40,000,000 shares authorized; 7,827,481 and 8,091,522 shares issued and outstanding, respectively | 78 | 81 |
| Additional paid-in capital | 168,016 | 168,138 |
| Unallocated common stock held by: | ||
| Employee Stock Ownership Plan (ESOP) | (1,071) | (1,339) |
| Retained earnings | 275,912 | 259,190 |
| Accumulated other comprehensive loss | (19,891) | (29,982) |
| Total Shareholders’ Equity | 423,044 | 396,088 |
| Total Liabilities and Shareholders’ Equity | $3,494,074 | $3,443,668 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.