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AMERICAS CARMART INC

For the period ended Jan 31, 2025. Filed Mar 10, 2025.

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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jan 31, 2025 · Filed Mar 10, 2025

CRMT$1.14-20.8%Stored close · as of Nov 9, 2026

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Item 1A. Risk Factors

The risk factor captioned,“The coming maturity of the Company’s revolving line of credit in September 2025 could adversely affect our business,” disclosed in the Company’s Quarterly Report on Form 10-Q for the period ended October 31, 2024, is no longer applicable as a result of the amendment to the Company’s revolving credit agreement entered into on February 28, 2025, which extended the maturity date of the revolving line of credit to March 31, 2027. Except for the foregoing, there have been no material changes to the Company’s risk factors as previously disclosed in Item 1A of Part I of the Company’s Annual Report on Form 10-K for the fiscal year ended April 30, 2024.

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