HBT Financial Inc
For the period ended Dec 31, 2024. Filed Mar 7, 2025.
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FY2024 · Filed Mar 7, 2025
HBT$37.47+1.3%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets
| (dollars in thousands, except per share data) | December 31,2024 | December 31,2023 |
|---|---|---|
| ASSETS | ||
| Cash and due from banks | $29,552 | $26,256 |
| Interest-bearing deposits with banks | 108,140 | 114,996 |
| Cash and cash equivalents | 137,692 | 141,252 |
| Interest-bearing time deposits with banks | — | 509 |
| Debt securities available-for-sale, at fair value | 698,049 | 759,461 |
| Debt securities held-to-maturity (fair value of $445,186 at 2024 and $466,496 at 2023) | 499,858 | 521,439 |
| Equity securities with readily determinable fair value | 3,315 | 3,360 |
| Equity securities with no readily determinable fair value | 2,629 | 2,505 |
| Restricted stock, at cost | 5,086 | 7,160 |
| Loans held for sale | 1,586 | 2,318 |
| Loans, before allowance for credit losses | 3,466,146 | 3,404,417 |
| Allowance for credit losses | (42,044) | (40,048) |
| Loans, net of allowance for credit losses | 3,424,102 | 3,364,369 |
| Bank owned life insurance | 23,989 | 23,905 |
| Bank premises and equipment, net | 66,758 | 65,150 |
| Bank premises held for sale | 317 | — |
| Foreclosed assets | 367 | 852 |
| Goodwill | 59,820 | 59,820 |
| Intangible assets, net | 17,843 | 20,682 |
| Mortgage servicing rights, at fair value | 18,827 | 19,001 |
| Investments in unconsolidated subsidiaries | 1,614 | 1,614 |
| Accrued interest receivable | 24,770 | 24,534 |
| Other assets | 46,280 | 55,239 |
| Total assets | $5,032,902 | $5,073,170 |
| LIABILITIES AND STOCKHOLDERS' EQUITY | ||
| Liabilities | ||
| Deposits: | ||
| Noninterest-bearing | $1,046,405 | $1,072,407 |
| Interest-bearing | 3,271,849 | 3,329,030 |
| Total deposits | 4,318,254 | 4,401,437 |
| Securities sold under agreements to repurchase | 28,969 | 42,442 |
| Federal Home Loan Bank advances | 13,231 | 12,623 |
| Subordinated notes | 39,553 | 39,474 |
| Junior subordinated debentures issued to capital trusts | 52,849 | 52,789 |
| Other liabilities | 35,441 | 34,909 |
| Total liabilities | 4,488,297 | 4,583,674 |
| COMMITMENTS AND CONTINGENCIES (Note 23) | ||
| Stockholders' Equity | ||
| Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued or outstanding | — | — |
| Common stock, $0.01 par value; 125,000,000 shares authorized; shares issued of 32,827,039 at 2024 and 32,730,698 at 2023; shares outstanding of 31,559,366 at 2024 and 31,695,828 at 2023 | 328 | 327 |
| Surplus | 297,297 | 295,877 |
| Retained earnings | 316,764 | 269,051 |
| Accumulated other comprehensive income (loss) | (46,765) | (57,163) |
| Treasury stock at cost, 1,267,673 shares at 2024 and 1,034,870 at 2023 | (23,019) | (18,596) |
| Total stockholders’ equity | 544,605 | 489,496 |
| Total liabilities and stockholders’ equity | $5,032,902 | $5,073,170 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.