ARBOR REALTY TRUST INC
For the period ended Dec 31, 2024. Filed Feb 21, 2025.
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FY2024 · Filed Feb 21, 2025
ABR$1.47-8.1%Stored close · as of Nov 10, 2026
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Item 15. Exhibits and Financial Statement Schedules
(a)Financial Statements and Schedules.
See the index to the consolidated financial statements and schedules included in Item 8 of this report.
(b) Exhibits.
| Exhibit # | Description | Form | Exhibit # | Filing Date |
|---|---|---|---|---|
| 3.1 | Articles of Incorporation of Arbor Realty Trust, Inc. | S-11 | 3.1 | 11/13/2003 |
| 3.2 | Articles of Amendment to Articles of Incorporation of Arbor Realty Trust, Inc. | 10-Q | 3.2 | 8/7/2007 |
| 3.3 | Articles Supplementary of Arbor Realty Trust, Inc. | S-11 | 3.2 | 11/13/2003 |
| 3.4 | Articles Supplementary of 6.375% Series D Cumulative Redeemable Preferred Stock. | 8-A | 3.7 | 6/2/2021 |
| 3.5 | Articles Supplementary of 6.25% Series E Cumulative Redeemable Preferred Stock. | 8-A | 3.5 | 8/11/2021 |
| 3.6 | Articles Supplementary of 6.25% Series F Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock. | 8-A | 3.6 | 10/12/2021 |
| 3.7 | New Articles Supplementary classifying 3,565,000 shares of 6.25% Series F Cumulative Redeemable Preferred Stock | 8-K | 3.2 | 2/7/2022 |
| 3.8 | Articles Supplementary designating Special Voting Preferred Stock. | 8-K | 3.1 | 7/15/2016 |
| 3.9 | Amended and Restated Bylaws of Arbor Realty Trust, Inc. | 10-K | 3.9 | 2/17/2023 |
| 4.1 | Form of Certificate for Common Stock. | S-11/A | 12/31/2003 | |
| 4.2 | Specimen 6.375% Series D Cumulative Redeemable Preferred Stock Certificate. | 8-A | 4.1 | 6/2/2021 |
| 4.3 | Specimen 6.25% Series E Cumulative Redeemable Preferred Stock Certificate. | 8-A | 4.1 | 8/11/2021 |
| 4.4 | Specimen 6.25% Series F Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock Certificate. | 8-A | 4.1 | 10/12/2021 |
| 4.5 | Indenture, dated as of April 30, 2021, between Arbor Realty Trust, Inc. and UMB Bank, NA, as trustee. | 8-K | 4.1 | 5/4/2021 |
| 4.6 | Indenture, dated as of August 5, 2022, between Arbor Realty Trust, Inc. and U.S. Bank Trust Company, National Association, as trustee. | 8-K | 4.1 | 8/5/2022 |
| 4.7 | Form of 5.00% Senior Note due 2026 (included in Exhibit 4.5). | |||
| 4.8 | Description of securities of Arbor Realty Trust, Inc. | |||
| 4.9 | Form of 7.50% Convertible Senior Notes due 2025 (included in Exhibit 4.10). | |||
| 4.10 | Indenture, dated as of October 11, 2022, among Arbor Realty SR, Inc., Arbor Realty Trust, Inc. and UMB Bank, N.A., as trustee. | 8-K | 4.1 | 10/11/2022 |
| 4.11 | Form of 8.50% Senior Notes due 2027 (included in Exhibit 4.10). | |||
| 10.1 | Non-Competition Agreement, dated July 14, 2016, by and among Arbor Realty Trust, Inc., Arbor Realty Limited Partnership, Arbor Commercial Mortgage, LLC and Ivan Kaufman. | 8-K | 10.3 | 7/15/2016 |
| 10.2 | Registration Rights Agreement, dated July 1, 2003, between Arbor Realty Trust, Inc. and Arbor Commercial Mortgage, LLC. | S-11 | 10.6 | 11/13/2003 |
| 10.3 | Form of Restricted Stock Agreement. | S-11 | 10.9 | 11/13/2003 |
| 10.4 | Benefits Participation Agreement, dated July 1, 2003, between Arbor Realty Trust, Inc. and Arbor Management, LLC. | S-11 | 10.10 | 11/13/2003 |
| 10.5 | Junior Subordinated Indenture, dated May 6, 2009, between Arbor Realty SR, Inc. and The Bank of New York Mellon Trust Company, National Association, as Trustee relating to $29,400,000 aggregate principal amount of Junior Subordinated Notes due 2034. | 10-Q | 10.30 | 5/11/2009 |
| Exhibit # | Description | Form | Exhibit # | Filing Date |
|---|---|---|---|---|
| 10.6 | Junior Subordinated Indenture, dated May 6, 2009, between Arbor Realty SR, Inc. and The Bank of New York Mellon Trust Company, National Association, as Trustee relating to $168,000,000 aggregate principal amount of Junior Subordinated Notes due 2034. | 10-Q | 10.31 | 5/11/2009 |
| 10.7 | Junior Subordinated Indenture, dated May 6, 2009, among Arbor Realty SR, Inc., Arbor Realty Trust, Inc., as Guarantor, and Wilmington Trust Company, as Trustee, relating to $21,224,000 aggregate principal amount of Junior Subordinated Notes due 2035. | 10-Q | 10.32 | 5/11/2009 |
| 10.8 | Junior Subordinated Indenture, dated May 6, 2009, among Arbor Realty SR, Inc., Arbor Realty Trust, Inc., as Guarantor, and Wilmington Trust Company, as Trustee, relating to $2,632,000 aggregate principal amount of Junior Subordinated Notes due 2036. | 10-Q | 10.33 | 5/11/2009 |
| 10.9 | Junior Subordinated Indenture, dated May 6, 2009, among Arbor Realty SR, Inc., Arbor Realty Trust, Inc., as Guarantor, and Wilmington Trust Company, as Trustee, relating to $47,180,000 aggregate principal amount of Junior Subordinated Notes due 2037. | 10-Q | 10.34 | 5/11/2009 |
| 10.10 | Amended and restated Annual Incentive Agreement, dated March 31, 2017, by and between Arbor Realty Trust, Inc. and Ivan Kaufman. | 10-Q | 10.4 | 5/5/2017 |
| 10.11 | First Amendment to Amended and restated Annual Incentive Agreement, dated October 31, 2018, by and between Arbor Realty Trust, Inc. and Ivan Kaufman. | 10-K | 10.12 | 2/15/2019 |
| 10.12 | Second amended and restated Annual Incentive Agreement, dated April 22, 2021, by and between Arbor Realty Trust, Inc. and Ivan Kaufman. | 10-Q | 10.1 | 7/30/2021 |
| 10.13 | Asset Purchase Agreement, dated February 25, 2016, by and among Arbor Realty Trust, Inc., Arbor Realty Limited Partnership, ARSR Acquisition Company, LLC, Arbor Commercial Funding, LLC and Arbor Commercial Mortgage, LLC (the schedules are omitted pursuant to Item 601(b)(2) of Regulation S-K). | 8-K | 2.1 | 3/2/2016 |
| 10.14 | Voting and Standstill Agreement, dated February 25, 2016, by and among Arbor Realty Trust, Inc., Arbor Commercial Mortgage, LLC, Arbor Commercial Funding, LLC and the other Persons whose names appear on the signature pages hereto. | 8-K | 10.1 | 3/2/2016 |
| 10.15 | Option Agreement, dated July14, 2016, by and among Arbor Realty Trust, Inc., Arbor Realty Limited Partnership, Arbor Realty SR, Inc. and Arbor Commercial Mortgage, LLC. | 8-K | 10.1 | 7/15/2016 |
| 10.16 | Amendment No. 1 to the Option Agreement, dated May 9, 2017, by and among Arbor Realty Trust, Inc., Arbor Realty Limited Partnership, Arbor Realty SR, Inc. and Arbor Commercial Mortgage, LLC. | 8-K | 1.1 | 5/10/2017 |
| 10.17 | Pairing Agreement, dated July 14, 2016, by and among Arbor Realty Trust, Inc., Arbor Realty Limited Partnership and Arbor Commercial Mortgage, LLC. | 8-K | 10.5 | 7/15/2016 |
| 10.18 | Amended and Restated Limited Liability Company Operating Agreement of ARSR PE, LLC, dated July 14, 2016, by and between Arbor Multifamily Lending, LLC and Arbor Commercial Mortgage, LLC. | 8-K | 10.6 | 7/15/2016 |
| 10.19 | Pooling and Servicing Agreement, dated as of May 1, 2020, by and among Arbor Private Label Depositor, LLC, Midland Loan Services and Wells Fargo Bank, National Association. | 10-Q | 10.1 | 7/31/2020 |
| 10.20 | Pooling and Servicing Agreement, dated as of June 1, 2021, by and among Arbor Private Label Depositor, LLC, Midland Loan Services and Wells Fargo Bank, National Association. | 10-Q | 10.2 | 7/30/2021 |
| 10.21 | Pooling and Servicing Agreement, dated as of February 1, 2022, by and among Arbor Private Label Depositor, LLC, Midland Loan Services, Computershare Trust Company and Wilmington Trust. | 10-Q | 10.1 | 5/6/2022 |
| Exhibit # | Description | Form | Exhibit # | Filing Date |
|---|---|---|---|---|
| 10.22 | Form of Registration Rights Agreement relating to the 5.00% Senior Notes due 2026, dated as of April 30, 2021, among Arbor Realty Trust, Inc. and the several purchasers of the Notes party thereto. | 8-K | 10.1 | 5/4/2021 |
| 10.23 | Fourth Amended and Restated Agreement of Limited Partnership of Arbor Realty Limited Partnership, dated June 25, 2021, by and among Arbor Realty GPOP, Inc., Arbor Realty LPOP, Inc., Arbor Commercial Mortgage, LLC and Arbor Realty Trust, Inc. | S-4 | 10.2 | 6/28/2021 |
| 10.24 | First Amendment dated August 25, 2021 to the Fourth Amended and Restated Agreement of Limited Partnership of Arbor Realty Limited Partnership, dated June 25, 2021, by and among Arbor Realty GPOP, Inc., Arbor Realty LPOP, Inc., Arbor Commercial Mortgage, LLC and Arbor Realty Trust, Inc. | 10-Q | 10.2 | 10/29/2021 |
| 10.25 | Second Amendment dated October 12, 2021 to the Fourth Amended and Restated Agreement of Limited Partnership of Arbor Realty Limited Partnership, dated June 25, 2021, by and among Arbor Realty GPOP, Inc., Arbor Realty LPOP, Inc., Arbor Commercial Mortgage, LLC and Arbor Realty Trust, Inc. | 10-Q | 10.1 | 10/29/2021 |
| 10.26 | Third Amendment dated February 7, 2022 to the Fourth Amended and Restated Agreement of Limited Partnership of Arbor Realty Limited Partnership, dated June 25, 2021, by and among Arbor Realty GPOP, Inc., Arbor Realty LPOP, Inc., Arbor Commercial Mortgage, LLC and Arbor Realty Trust, Inc. | 10-Q | 10.2 | 5/6/2022 |
| 10.27 | Third Amended and Restated Annual Incentive Agreement, dated April 5, 2024, by and between Arbor Realty Trust, Inc. and Ivan Kaufman. | 10-Q | 10.1 | 5/3/2024 |
| 19 | Insider Trading Policy. | |||
| 21.1 | List of Significant Subsidiaries of Arbor Realty Trust, Inc. | |||
| 23.1 | Consent of Ernst & Young LLP. | |||
| 31.1 | Certification of Chief Executive Officer pursuant to Exchange Act Rule 13a-14. | |||
| 31.2 | Certification of Chief Financial Officer pursuant to Exchange Act Rule 13a-14. | |||
| 32 | Certifications of Chief Executive Officer and Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. | |||
| 97 | Arbor Realty Trust, Inc. Clawback Policy. | 10-K | 97 | 2/20/2024 |
| 101.1 | Financial statements from the Annual Report on Form 10-K of Arbor Realty Trust, Inc. for the year ended December 31, 2024, filed on February 21, 2025, formatted in XBRL: (i) Consolidated Balance Sheets, (ii) Consolidated Statements of Income, (iii) Consolidated Statements of Changes in Equity, (iv) Consolidated Statements of Cash Flows, (v) Notes to Consolidated Financial Statements and (vi) Schedule IV. | |||
| 104 | Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101). | |||
In accordance with Item 601(b)(4)(iii)(A) of Regulation S-K, copies of certain instruments defining the rights of holders of our long-term debt are not filed herewith. Pursuant to this regulation, we hereby agree to furnish a copy of any such instrument to the SEC upon request.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.