Business First Bancshares, Inc.
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
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FY2025 · Filed Feb 26, 2026
BFST$32.79+1.8%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Balance Sheets
| December 31, | ||
|---|---|---|
| 2025 | 2024 | |
| ASSETS | ||
| Cash and Due from Banks | $411,175 | $319,098 |
| Federal Funds Sold | 172,393 | 197,669 |
| Securities Purchased Under Agreements to Resell | 25,587 | 50,835 |
| Securities Available for Sale, at Fair Values (Amortized Cost of $1,031,432 at December 31, 2025 and $973,423 at December 31, 2024) | 989,229 | 893,549 |
| Mortgage Loans Held for Sale | 1,094 | 717 |
| Loans and Lease Receivable, Net of Allowance for Loan Losses of $53,959 and $54,840 at December 31, 2025 and 2024, respectively | 6,135,531 | 5,926,559 |
| Premises and Equipment, Net | 73,982 | 81,953 |
| Accrued Interest Receivable | 38,494 | 35,872 |
| Other Equity Securities | 49,342 | 41,100 |
| Other Real Estate Owned | 13,013 | 5,529 |
| Cash Value of Life Insurance | 120,292 | 117,645 |
| Deferred Taxes | 20,477 | 29,591 |
| Goodwill | 121,146 | 121,572 |
| Core Deposit and Customer Intangible | 14,497 | 17,252 |
| Other Assets | 28,488 | 18,149 |
| Total Assets | $8,214,740 | $7,857,090 |
| LIABILITIES | ||
| Deposits: | ||
| Noninterest Bearing | $1,322,074 | $1,357,045 |
| Interest Bearing | 5,376,516 | 5,154,286 |
| Total Deposits | 6,698,590 | 6,511,331 |
| Securities Sold Under Agreements to Repurchase | 22,622 | 22,621 |
| Federal Home Loan Bank Borrowings | 431,200 | 355,875 |
| Subordinated Debt | 92,530 | 99,760 |
| Subordinated Debt - Trust Preferred Securities | 5,000 | 5,000 |
| Accrued Interest Payable | 4,166 | 5,969 |
| Other Liabilities | 63,749 | 57,068 |
| Total Liabilities | 7,317,857 | 7,057,624 |
| Commitments and Contingencies (See Notes 19 and 22) | ||
| SHAREHOLDERS' EQUITY | ||
| Preferred Stock, No Par Value; 5,000,000 Shares Authorized; 72,010 Shares ($1,000 Liquidation Preference) Issued and Outstanding at both December 31, 2025 and 2024 | 71,930 | 71,930 |
| Common Stock, $1 Par Value; 50,000,000 Shares Authorized; 29,510,668 and 29,552,358 Shares Issued and Outstanding at December 31, 2025 and 2024, respectively | 29,511 | 29,552 |
| Additional Paid-in Capital | 502,155 | 500,024 |
| Retained Earnings | 326,574 | 260,958 |
| Accumulated Other Comprehensive Loss | (33,287) | (62,998) |
| Total Shareholders' Equity | 896,883 | 799,466 |
| Total Liabilities and Shareholders' Equity | $8,214,740 | $7,857,090 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.