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James River Group Holdings, Inc.

For the period ended Dec 31, 2025. Filed Mar 3, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 3, 2026

JRVR$3.77-3.1%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 16. FORM 10-K SUMMARY

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

JAMES RIVER GROUP HOLDINGS, INC.
By:/s/ Frank N. D’OrazioMarch 3, 2026
Frank N. D’OrazioChief Executive Officer and Director

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.

NAMETITLEDATE
/s/ Frank N. D’OrazioChief Executive Officer and DirectorMarch 3, 2026
Frank N. D'Orazio(Principal Executive Officer)
/s/ Sarah C. DoranChief Financial OfficerMarch 3, 2026
Sarah C. Doran(Principal Financial Officer)
/s/ Michael E. CrowPrincipal Accounting OfficerMarch 3, 2026
Michael E. Crow
/s/ Christine LaSalaDirector, Non-ExecutiveChairperson of the BoardMarch 3, 2026
Christine LaSala
/s/ Matthew B. BoteinDirectorMarch 3, 2026
Matthew B. Botein
/s/ Thomas L. BrownDirectorMarch 3, 2026
Thomas L. Brown
/s/ Joel D. CavanessDirectorMarch 3, 2026
Joel D. Cavaness
/s/ Kirstin M. GouldDirectorMarch 3, 2026
Kirstin M. Gould
/s/ Dennis J. LangwellDirectorMarch 3, 2026
Dennis J. Langwell
/s/ Peter B. MiglioratoDirectorMarch 3, 2026
Peter B. Migliorato

INDEX TO FINANCIAL STATEMENTS AND SCHEDULES

Page
Report of Independent Registered Public Accounting Firm (PCAOB ID: 42)2
Report of Independent Registered Public Accounting Firm on Internal Control over Financial Reporting4
Consolidated Balance Sheets as of December 31, 2025 and 20245
Consolidated Statements of Income (Loss) and Comprehensive Income (Loss) for the Years EndedDecember 31, 2025, 2024 and 20237
Consolidated Statements of Changes in Shareholders’ Equity for the Years EndedDecember 31, 2025, 2024 and 20238
Consolidated Statements of Cash Flows for the Years Ended December 31, 2025, 2024 and 20239
Notes to Consolidated Financial Statements for the Years Ended December 31, 2025, 2024 and 202310
Schedule ISummary of Investments59
Schedule IICondensed Financial Information of Registrant60
Schedule IIISupplementary Insurance Information64
Schedule IVReinsurance65
Schedule VValuation and Qualifying Accounts66
Schedule VISupplementary Information Concerning Property Casualty Insurance Operations67
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.