Kearny Financial Corp

For the period ended Mar 31, 2025. Filed May 7, 2025.

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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed May 7, 2025

KRNY$9.26+2.8%Stored close · as of Nov 9, 2026

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Contents

PageNumber
PART I—FINANCIAL INFORMATION
Item 1. · Financial Statements
	Consolidated Statements of Financial Condition at March 31, 2025 (Unaudited) and June 30, 2024	1
	Consolidated Statements of Income for the Three and Nine Months Ended March 31, 2025 and March 31, 2024 (Unaudited)	2
	Consolidated Statements of Comprehensive Income for the Three and Nine Months Ended March 31, 2025 and March 31, 2024 (Unaudited)	3
	Consolidated Statements of Changes in Stockholders’ Equity for the Three and Nine Months Ended March 31, 2025 and March 31, 2024 (Unaudited)	4
	Consolidated Statements of Cash Flows for the Nine Months Ended March 31, 2025 and March 31, 2024 (Unaudited)	6
	Notes to Consolidated Financial Statements (Unaudited)	8
Item 2.	Management’s Discussion and Analysis of Financial Condition and Results of Operations	36
Item 3.	Quantitative and Qualitative Disclosure About Market Risk	46
Item 4.	Controls and Procedures	47
PART II—OTHER INFORMATION
Item 1.	Legal Proceedings	48
Item 1A.	Risk Factors	48
Item 2.	Unregistered Sales of Equity Securities and Use of Proceeds	48
Item 3.	Defaults Upon Senior Securities	48
Item 4.	Mine Safety Disclosures	48
Item 5.	Other Information	48
Item 6.	Exhibits	49
SIGNATURES	50

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