CB Financial Services, Inc.
For the period ended Sep 30, 2026. Filed Nov 9, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 9, 2026
CBFV$40.34-2.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Income
CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)
| Three Months EndedSeptember 30, | Nine Months EndedSeptember 30, | |||
|---|---|---|---|---|
| 2026 | 2025 | 2026 | 2025 | |
| (Dollars in Thousands, except share and per share data) | ||||
| INTEREST AND DIVIDEND INCOME | ||||
| Loans, Including Fees | $16,552 | $15,973 | $48,686 | $45,993 |
| Investment Securities: | ||||
| Taxable | 3,667 | 2,848 | 10,018 | 8,485 |
| Tax-Exempt | 465 | 146 | 1,333 | 146 |
| Dividends | 7 | 7 | 21 | 44 |
| Other Interest and Dividend Income | 902 | 367 | 2,094 | 1,279 |
| TOTAL INTEREST AND DIVIDEND INCOME | 21,593 | 19,341 | 62,152 | 55,947 |
| INTEREST EXPENSE | ||||
| Deposits | 5,892 | 5,810 | 17,064 | 17,643 |
| Short-Term Borrowings | 339 | 68 | 598 | 199 |
| Other Borrowings | 364 | 364 | 1,085 | 1,156 |
| TOTAL INTEREST EXPENSE | 6,595 | 6,242 | 18,747 | 18,998 |
| NET INTEREST AND DIVIDEND INCOME | 14,998 | 13,099 | 43,405 | 36,949 |
| (Recovery) Provision for Credit Losses - Loans | (399) | 336 | (14) | 269 |
| Provision (Recovery) for Credit Losses - Unfunded Commitments | 330 | (77) | 204 | (42) |
| NET INTEREST AND DIVIDEND INCOME AFTER NET (RECOVERY) PROVISION FOR CREDIT LOSSES | 15,067 | 12,840 | 43,215 | 36,722 |
| NONINTEREST INCOME | ||||
| Service Fees | 589 | 574 | 1,725 | 1,595 |
| Commissions | 81 | 64 | 232 | 195 |
| Net Gain on Sale of Loans | 27 | 50 | 83 | 99 |
| Net Loss on Investment Securities | (35) | (11,752) | (45) | (11,821) |
| Net Gain on Purchased Tax Credits | 10 | 4 | 31 | 11 |
| Income from Bank-Owned Life Insurance | 163 | 154 | 478 | 451 |
| Other Income | 186 | 229 | 453 | 512 |
| TOTAL NONINTEREST INCOME (LOSS) | 1,021 | (10,677) | 2,957 | (8,958) |
| NONINTEREST EXPENSE | ||||
| Salaries and Employee Benefits | 5,851 | 5,247 | 17,967 | 16,371 |
| Occupancy | 617 | 574 | 1,888 | 1,939 |
| Equipment | 369 | 367 | 1,082 | 1,070 |
| Data Processing | 1,053 | 708 | 3,135 | 2,266 |
| Federal Deposit Insurance Corporation Assessment | 188 | 173 | 537 | 552 |
| Pennsylvania Shares Tax | 330 | 306 | 884 | 706 |
| Contracted Services | 498 | 371 | 1,339 | 1,063 |
| Legal and Professional Fees | 260 | 411 | 679 | 789 |
| Advertising | 169 | 132 | 427 | 374 |
| Other Real Estate Owned | — | 8 | — | 9 |
| Other Expense | 929 | 886 | 2,728 | 2,592 |
| TOTAL NONINTEREST EXPENSE | 10,264 | 9,183 | 30,666 | 27,731 |
| Income Before Income Tax Expense (Benefit) | 5,824 | (7,020) | 15,506 | 33 |
| Income Tax Expense (Benefit) | 497 | (1,324) | 2,009 | (131) |
| Net Income (Loss) | $5,327 | $(5,696) | $13,497 | $164 |
| EARNINGS (LOSS) PER SHARE | ||||
| Basic | $1.05 | $(1.14) | $2.66 | $0.03 |
| Diluted | 0.99 | (1.07) | 2.53 | 0.03 |
| WEIGHTED AVERAGE SHARES OUTSTANDING | ||||
| Basic | 5,082,908 | 4,985,188 | 5,070,097 | 5,044,012 |
| Diluted | 5,358,067 | 5,319,594 | 5,345,256 | 5,357,173 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.