CB Financial Services, Inc.
For the period ended Mar 31, 2026. Filed May 12, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed May 12, 2026
CBFV$40.34-2.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Cash Flows
CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED)
| Three Months Ended March 31, · 2026 · 2025 | |||
|---|---|---|---|
| (Dollars in Thousands) | |||
| OPERATING ACTIVITIES | |||
| Net Income | $3,867 | $1,909 | |
| Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities | |||
| Net Accretion on Securities | (260) | (26) | |
| Depreciation and Amortization | 445 | 442 | |
| Provision for Credit Losses - Loans | 228 | 68 | |
| Provision (Recovery) for Credit Losses - Unfunded Commitments | 13 | (108) | |
| Net Loss on Sale of Equity Securities | — | 13 | |
| Net Unrealized (Gain) Loss Recognized on Equity Securities | (8) | 56 | |
| Gain on Purchased Tax Credits | (10) | (4) | |
| Income from Bank-Owned Life Insurance | (152) | (149) | |
| Proceeds From Mortgage Loans Sold | 303 | 2,063 | |
| Originations of Mortgage Loans for Sale | (292) | (1,774) | |
| Net Gain on Sale of Loans | (11) | (22) | |
| Noncash Expense for Stock-Based Compensation | 212 | 223 | |
| (Increase) Decrease in Accrued Interest Receivable | (77) | 57 | |
| (Benefit) Provision in Deferred Income Tax | (406) | 510 | |
| Increase in Taxes Payable | 623 | 384 | |
| Payments on Operating Leases | — | ||
| Decrease in Accrued Interest Payable | (101) | (46) | |
| Other, Net | (1,356) | 431 | |
| Net Cash Provided by Operating Activities | 3,018 | 4,027 | |
| INVESTING ACTIVITIES | |||
| Investment Securities Available for Sale: | |||
| Proceeds From Principal Repayments and Maturities | 8,764 | 14,171 | |
| Purchases of Securities | (25,962) | (10,069) | |
| Proceeds from Sale of Debt Securities | — | 1,680 | |
| Net Decrease in Loans | 4,382 | 7,466 | |
| Purchase of Premises and Equipment | (202) | (101) | |
| Investment in Low Income Housing Tax Credit | (197) | — | |
| Investment in Historical Tax Credit | (217) | — | |
| Redemption of Restricted Equity Securities | — | 34 | |
| Net Cash (Used in) Provided by Investing Activities | (13,432) | 13,181 | |
| FINANCING ACTIVITIES | |||
| Net Increase (Decrease) in Deposits | 35,632 | (2,420) | |
| Cash Dividends Paid | (1,411) | (1,281) | |
| Treasury Stock, Purchases at Cost | (292) | (2,378) | |
| Exercise of Stock Options | 341 | 573 | |
| Net Cash Provided by (Used in) Financing Activities | 34,270 | (5,506) | |
| Increase in Cash and Due from Banks | 23,856 | 11,702 | |
| CASH AND DUE FROM BANKS AT BEGINNING OF YEAR | 31,693 | 49,572 | |
| CASH AND DUE FROM BANKS AT END OF PERIOD | $55,549 | $61,274 | |
CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED)
| Three Months Ended March 31, | 2026 | 2025 |
|---|---|---|
| (Dollars in Thousands) | ||
| SUPPLEMENTAL CASH FLOW INFORMATION: | ||
| Cash Paid For: | ||
| Interest on Deposits and Borrowings (Including Interest Credited to Deposits of $5,478 and $6,302, Respectively) | $5,881 | $6,581 |
| Income Taxes | 10 | 1,000 |
| SUPPLEMENTAL NONCASH DISCLOSURE: | ||
| Transfer of Loans from Loans Held for Sale to Portfolio | — | 403 |
| Syndicated Loans Purchased and Sold Not Settled, net | — | 2,985 |
| Right of Use Asset Recognized | 495 | — |
| Unfunded Commitment in Low Income Housing Tax Credit | 3,841 | 4,995 |
| Unfunded Commitment in Historical Tax Credits | 555 | — |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.