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Synchrony Financial

For the period ended Sep 30, 2026. Filed Oct 22, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Oct 22, 2026

SYF$73.22-0.7%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Index to Condensed Consolidated Financial Statements

Page
CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
Condensed Consolidated Statements of Earnings35
Condensed Consolidated Statements of Comprehensive Income36
Condensed Consolidated Statements of Financial Position37
Condensed Consolidated Statements of Changes in Equity38
Condensed Consolidated Statements of Cash Flows40
NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
Note 1. Business Description41
Note 2. Basis of Presentation and Summary of Significant Accounting Policies41
Note 3. Debt Securities44
Note 4. Loan Receivables and Allowance for Credit Losses45
Note 5. Variable Interest Entities51
Note 6. Other Assets53
Note 7. Deposits54
Note 8. Borrowings55
Note 9. Fair Value Measurements57
Note 10. Regulatory and Capital Adequacy59
Note 11. Earnings Per Share61
Note 12. Equity and Other Stock Related Information61
Note 13. Income Taxes62
Note 14. Segment Reporting63
Note 15. Legal Proceedings and Regulatory Matters64
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.