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Synchrony Financial

For the period ended Jun 30, 2026. Filed Jul 23, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Jul 23, 2026

SYF$73.22-0.7%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Index to Condensed Consolidated Financial Statements

Page
CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
Condensed Consolidated Statements of Earnings33
Condensed Consolidated Statements of Comprehensive Income34
Condensed Consolidated Statements of Financial Position35
Condensed Consolidated Statements of Changes in Equity36
Condensed Consolidated Statements of Cash Flows38
NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
Note 1. Business Description39
Note 2. Basis of Presentation and Summary of Significant Accounting Policies39
Note 3. Debt Securities42
Note 4. Loan Receivables and Allowance for Credit Losses43
Note 5. Variable Interest Entities49
Note 6. Other Assets51
Note 7. Deposits52
Note 8. Borrowings53
Note 9. Fair Value Measurements54
Note 10. Regulatory and Capital Adequacy56
Note 11. Earnings Per Share58
Note 12. Equity and Other Stock Related Information58
Note 13. Income Taxes59
Note 14. Segment Reporting60
Note 15. Legal Proceedings and Regulatory Matters61
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.