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Synchrony Financial

For the period ended Mar 31, 2026. Filed Apr 23, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed Apr 23, 2026

SYF$73.22-0.7%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Index to Condensed Consolidated Financial Statements

Page
CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
Condensed Consolidated Statements of Earnings31
Condensed Consolidated Statements of Comprehensive Income32
Condensed Consolidated Statements of Financial Position33
Condensed Consolidated Statements of Changes in Equity34
Condensed Consolidated Statements of Cash Flows35
NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
Note 1. Business Description36
Note 2. Basis of Presentation and Summary of Significant Accounting Policies36
Note 3. Debt Securities38
Note 4. Loan Receivables and Allowance for Credit Losses39
Note 5. Variable Interest Entities45
Note 6. Intangible Assets46
Note 7. Deposits47
Note 8. Borrowings48
Note 9. Fair Value Measurements49
Note 10. Regulatory and Capital Adequacy51
Note 11. Earnings Per Share53
Note 12. Income Taxes53
Note 13. Segment Reporting54
Note 14. Legal Proceedings and Regulatory Matters55
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.