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Synchrony Financial

For the period ended Jun 30, 2025. Filed Jul 23, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Jul 23, 2025

SYF$73.74-0.4%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Index to Condensed Consolidated Financial Statements

Page
CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
Condensed Consolidated Statements of Earnings36
Condensed Consolidated Statements of Comprehensive Income37
Condensed Consolidated Statements of Financial Position38
Condensed Consolidated Statements of Changes in Equity39
Condensed Consolidated Statements of Cash Flows41
NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
Note 1. Business Description42
Note 2. Basis of Presentation and Summary Significant Accounting Policies42
Note 3. Acquisitions and Dispositions45
Note 4. Debt Securities45
Note 5. Loan Receivables and Allowance for Credit Losses47
Note 6. Variable Interest Entities53
Note 7. Intangible Assets55
Note 8. Deposits55
Note 9. Borrowings57
Note 10. Fair Value Measurements58
Note 11. Regulatory and Capital Adequacy60
Note 12. Earnings Per Share62
Note 13. Income Taxes62
Note 14. Segment Reporting62
Note 15. Legal Proceedings and Regulatory Matters64
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.