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Synchrony Financial

For the period ended Mar 31, 2025. Filed Apr 24, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed Apr 24, 2025

SYF$73.74-0.4%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Index to Condensed Consolidated Financial Statements

Page
CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
Condensed Consolidated Statements of Earnings35
Condensed Consolidated Statements of Comprehensive Income36
Condensed Consolidated Statements of Financial Position37
Condensed Consolidated Statements of Changes in Equity38
Condensed Consolidated Statements of Cash Flows39
NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
Note 1. Business Description40
Note 2. Basis of Presentation and Summary Significant Accounting Policies40
Note 3. Acquisitions and Dispositions43
Note 4. Debt Securities43
Note 5. Loan Receivables and Allowance for Credit Losses45
Note 6. Variable Interest Entities50
Note 7. Intangible Assets52
Note 8. Deposits52
Note 9. Borrowings54
Note 10. Fair Value Measurements55
Note 11. Regulatory and Capital Adequacy57
Note 12. Earnings Per Share59
Note 13. Income Taxes59
Note 14. Segment Reporting60
Note 15. Legal Proceedings and Regulatory Matters61
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.