Hamilton Insurance Group, Ltd.

The Company’s principal insurance and reinsurance operating subsidiaries are assigned financial strength ratings from internationally recognized rating agencies A.M. Best, Fitch Ratings ("Fitch") and Kroll Bond Rating Agency ("KBRA"). Each of these agencies is a Nationally Recognized Statistical Rating Organization ("NRSRO") and their ratings are publicly announced and are available directly from the agencies' websites.

Financial strength ratings represent the independent opinions of the rating agencies as to the relative creditworthiness of a company and its capacity to meet the obligations of its insurance and reinsurance contracts. Independent ratings are one of the important factors that establish a competitive position in insurance and reinsurance markets. These ratings are based on factors considered by the rating agencies to be relevant to policyholders, agents and intermediaries and are not directed toward the protection of investors. Ratings are not recommendations to buy, sell or hold securities.

On May 1, 2025, A.M. Best affirmed the Financial Strength Ratings of "A" (Excellent) of Hamilton Re and HIDAC and "A-" (Excellent) of Hamilton Select. At the same time, A.M. Best affirmed the Long-Term Issuer Credit Ratings of "a" (Excellent) of Hamilton Re and HIDAC and "a-" (Excellent) of Hamilton Select. The outlook on these ratings is "Stable".

On June 17, 2025, Fitch affirmed the Insurer Financial Strength ratings of "A-" of Hamilton Re and HIDAC. Fitch also affirmed Hamilton Group’s Issuer Default Rating of "BBB+". The outlook on these ratings is "Stable".

On June 30, 2025, KBRA affirmed the Insurance Financial Strength rating of "A" of Hamilton Re and the "BBB+" Issuer Rating of Hamilton Group. The outlook on these ratings is "Stable".

On July 31, 2025, A.M. Best affirmed its Financial Strength Rating of the Lloyd's market of "A+" with a stable outlook. Our Lloyd’s syndicate benefits from financial strength ratings of "A+" (Superior) from A.M. Best and "AA-" from each of S&P Global, KBRA and Fitch. All outlooks on these ratings are "Stable".