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SmartStop Self Storage REIT, Inc.

For the period ended Sep 30, 2026. Filed Nov 6, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 6, 2026

SMA$39.69+2.0%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 10-Q

☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended September 30,2026

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from__________ to __________

Commission File Number:001-42584

SmartStop Self Storage REIT, Inc.

(Exact name of Registrant as specified in its charter)

Maryland46-1722812
(State or other jurisdiction ofincorporation or organization)(IRS EmployerIdentification No.)

10 Terrace Rd.

Ladera Ranch, California 92694

(Address of principal executive offices)

(866)418-5144

(Registrant’s telephone number)

N/A

(Former name, former address and former fiscal year, if changed since last report)

Securities registered pursuant to Section 12(b) of the Act:

Title of Each ClassTrading Symbol(s)Name of Each Exchange on Which Registered
Common Stock, $0.001 par valueSMANew York Stock Exchange

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer☒Accelerated filer☐
Non-accelerated filer☐Smaller reporting company☐
Emerging growth company☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No☒

As of October 30, 2026, there were 55,367,820 shares outstanding of the registrant’s common stock.

FORM 10-Q

SMARTSTOP SELF STORAGE REIT, INC.

TABLE OF CONTENTS

PageNo.
Cautionary Note Regarding Forward-Looking Statements3
PART I.FINANCIAL INFORMATION5
Item 1.Consolidated Financial Statements (Unaudited)5
Notes to Consolidated Financial Statements (Unaudited)15
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations73
Item 3.Quantitative and Qualitative Disclosures About Market Risk96
Item 4.Controls and Procedures98
PART II.OTHER INFORMATION99
Item 1.Legal Proceedings99
Item 1A.Risk Factors99
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds99
Item 3.Defaults Upon Senior Securities99
Item 4.Mine Safety Disclosures99
Item 5.Other Information99
Item 6.Exhibits100
SIGNATURES103
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.