ONEMAIN FINANCE CORP
For the period ended Sep 30, 2026. Filed Oct 30, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Oct 30, 2026
OMF$55.50-1.1%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consolidated Balance Sheets
Condensed Consolidated Balance Sheets (Unaudited)
| (dollars in millions, except par value amount) | September 30, 2026 | December 31, 2025 |
|---|---|---|
| Assets | ||
| Cash and cash equivalents | $936 | $914 |
| Investment securities (includes available-for-sale securities with a fair value and an amortized cost basis of $1.5 billion and $1.6 billion in 2026, respectively, and $1.5 billion and $1.6 billion in 2025, respectively) | 1,550 | 1,590 |
| Net finance receivables (includes loans of consolidated VIEs of $14.7 billion in 2026 and $13.4 billion in 2025) | 26,273 | 24,833 |
| Unearned insurance premium and claim reserves | (825) | (791) |
| Allowance for finance receivable losses (includes allowance of consolidated VIEs of $1.7 billion in 2026 and $1.6 billion in 2025) | (3,069) | (2,865) |
| Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses | 22,379 | 21,177 |
| Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $729 million in 2026 and $690 million in 2025) | 751 | 699 |
| Goodwill | 1,474 | 1,474 |
| Other intangible assets | 278 | 282 |
| Other assets | 1,349 | 1,252 |
| Total assets | $28,717 | $27,388 |
| Liabilities and Shareholders’ Equity | ||
| Long-term debt (includes debt of consolidated VIEs of $12.7 billion in 2026 and $11.5 billion in 2025) | $24,074 | $22,694 |
| Insurance claims and policyholder liabilities | 530 | 576 |
| Deferred and accrued taxes | 18 | 35 |
| Other liabilities (includes other liabilities of consolidated VIEs of $32 million in 2026 and $30 million in 2025) | 704 | 682 |
| Total liabilities | 25,326 | 23,987 |
| Contingencies (Note 12) | ||
| Shareholders’ equity: | ||
| Common stock, par value $0.01 per share; 2,000,000,000 shares authorized, 114,575,373 and 117,196,792 shares issued and outstanding at September 30, 2026 and December 31, 2025, respectively | 1 | 1 |
| Additional paid-in capital | 1,768 | 1,757 |
| Accumulated other comprehensive loss | (86) | (41) |
| Retained earnings | 2,773 | 2,579 |
| Treasury stock, at cost; 21,475,215 and 18,514,904 shares at September 30, 2026 and December 31, 2025, respectively | (1,065) | (895) |
| Total shareholders’ equity | 3,391 | 3,401 |
| Total liabilities and shareholders’ equity | $28,717 | $27,388 |
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