ONEMAIN FINANCE CORP
For the period ended Dec 31, 2025. Filed Feb 6, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 6, 2026
OMF$55.35-0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Item 8. Financial Statements and Supplementary Data
An index to our financial statements and supplementary data follows:
| Topic | Page | ||
|---|---|---|---|
| Report of Independent Registered Public Accounting Firm (PCAOB ID 238) (OneMain Holdings, Inc.) | 62 | ||
| Report of Independent Registered Public Accounting Firm (PCAOB ID 238) (OneMain Finance Corporation) | 64 | ||
| Financial Statements of OneMain Holdings, Inc. and Subsidiaries: | |||
| Consolidated Balance Sheets | 66 | ||
| Consolidated Statements of Operations | 67 | ||
| Consolidated Statements of Comprehensive Income | 68 | ||
| Consolidated Statements of Shareholders’ Equity | 69 | ||
| Consolidated Statements of Cash Flows | 70 | ||
| Financial Statements of OneMain Finance Corporation and Subsidiaries: | |||
| Consolidated Balance Sheets | 71 | ||
| Consolidated Statements of Operations | 72 | ||
| Consolidated Statements of Comprehensive Income | 73 | ||
| Consolidated Statements of Shareholder's Equity | 74 | ||
| Consolidated Statements of Cash Flows | 75 | ||
| Notes to the Consolidated Financial Statements: | |||
| Note 1. | Nature of Operations | 77 | |
| Note 2. | Summary of Significant Accounting Policies | 77 | |
| Note 3. | Recent Accounting Pronouncements | 85 | |
| Note 4. | Foursight Acquisition | 86 | |
| Note 5. | Finance Receivables | 87 | |
| Note 6. | Allowance for Finance Receivable Losses | 94 | |
| Note 7. | Investment Securities | 95 | |
| Note 8. | Goodwill and Other Intangible Assets | 98 | |
| Note 9. | Long-term Debt | 99 | |
| Note 10. | Variable Interest Entities | 101 | |
| Note 11. | Insurance | 103 | |
| Note 12. | Capital Stock and Earnings Per Share (OMH Only) | 110 | |
| Note 13. | Accumulated Other Comprehensive Income (Loss) | 112 | |
| Note 14. | Income Taxes | 113 | |
| Note 15. | Leases and Contingencies | 116 | |
| Note 16. | Retirement Benefit Plans | 118 | |
| Note 17. | Share-Based Compensation | 123 | |
| Note 18. | Segment Information | 125 | |
| Note 19. | Fair Value Measurements | 127 | |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.