ONEMAIN FINANCE CORP
For the period ended Dec 31, 2025. Filed Feb 6, 2026.
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FY2025 · Filed Feb 6, 2026
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Item 2. Properties
Our branch network includes more than 1,300 locations in 44 states. Our branches have lease terms generally ranging from three to five years. In addition to our branches, several of our central servicing facilities operate in leased premises. These facilities include Fort Mill, South Carolina; Tempe, Arizona; Fort Worth, Texas; Mendota Heights, Minnesota; and West Valley, Utah, with leases that expire in 2027, 2027, 2028, 2029, and 2032, respectively.
We also lease administrative offices in Charlotte, North Carolina; New York, New York; Irving, Texas; Wilmington, Delaware; and Baltimore, Maryland, which expire in 2027, 2028, 2030, 2031, and 2036, respectively.
Our investment in real estate and tangible property is not significant in relation to our total assets due to the nature of our business. At December 31, 2025, our subsidiaries owned a loan servicing facility in London, Kentucky, and six buildings in Evansville, Indiana. The Evansville buildings also support our administrative and central functions.
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