ONEMAIN FINANCE CORP
For the period ended Dec 31, 2025. Filed Feb 6, 2026.
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FY2025 · Filed Feb 6, 2026
OMF$55.50-1.1%Stored close · as of Nov 9, 2026
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Consolidated Statements of Operations
| (dollars in millions, except per share amounts) | |||
|---|---|---|---|
| Years Ended December 31, | 2025 | 2024 | 2023 |
| Interest income | $5,455 | $4,993 | $4,564 |
| Interest expense | 1,272 | 1,185 | 1,019 |
| Net interest income | 4,183 | 3,808 | 3,545 |
| Provision for finance receivable losses | 1,997 | 2,040 | 1,721 |
| Net interest income after provision for finance receivable losses | 2,186 | 1,768 | 1,824 |
| Other revenues: | |||
| Insurance | 445 | 445 | 448 |
| Investment | 98 | 108 | 116 |
| Gain on sales of finance receivables | 64 | 23 | 52 |
| Net loss on repurchases and repayments of debt | (67) | (34) | — |
| Other | 180 | 153 | 119 |
| Total other revenues | 720 | 695 | 735 |
| Other expenses: | |||
| Salaries and benefits | 923 | 879 | 855 |
| Other operating expenses | 784 | 728 | 675 |
| Insurance policy benefits and claims | 198 | 189 | 189 |
| Total other expenses | 1,905 | 1,796 | 1,719 |
| Income before income taxes | 1,001 | 667 | 840 |
| Income taxes | 218 | 158 | 199 |
| Net income | $783 | $509 | $641 |
| Share Data: | |||
| Weighted average number of shares outstanding: | |||
| Basic | 118,664,220 | 119,659,278 | 120,382,227 |
| Diluted | 119,268,556 | 120,119,983 | 120,629,590 |
| Earnings per share: | |||
| Basic | $6.59 | $4.26 | $5.33 |
| Diluted | $6.56 | $4.24 | $5.32 |
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