ONEMAIN FINANCE CORP
For the period ended Dec 31, 2025. Filed Feb 6, 2026.
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FY2025 · Filed Feb 6, 2026
OMF$55.50-1.1%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets
| (dollars in millions, except par value amount) | ||
|---|---|---|
| December 31, | 2025 | 2024 |
| Assets | ||
| Cash and cash equivalents | $914 | $458 |
| Investment securities (includes available-for-sale securities with a fair value and an amortized cost basis of $1.5 billion and $1.6 billion in 2025, respectively, and $1.5 billion and $1.6 billion in 2024, respectively) | 1,590 | 1,607 |
| Net finance receivables (includes loans of consolidated VIEs of $13.4 billion in 2025 and $14.0 billion in 2024) | 24,833 | 23,554 |
| Unearned insurance premium and claim reserves | (791) | (766) |
| Allowance for finance receivable losses (includes allowance of consolidated VIEs of $1.6 billion in 2025 and $1.6 billion in 2024) | (2,865) | (2,705) |
| Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses | 21,177 | 20,083 |
| Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $690 million in 2025 and $662 million in 2024) | 699 | 684 |
| Goodwill | 1,474 | 1,474 |
| Other intangible assets | 282 | 286 |
| Other assets | 1,252 | 1,318 |
| Total assets | $27,388 | $25,910 |
| Liabilities and Shareholders’ Equity | ||
| Long-term debt (includes debt of consolidated VIEs of $11.5 billion in 2025 and $12.4 billion in 2024) | $22,694 | $21,438 |
| Insurance claims and policyholder liabilities | 576 | 575 |
| Deferred and accrued taxes | 35 | 20 |
| Other liabilities (includes other liabilities of consolidated VIEs of $30 million in 2025 and $31 million in 2024) | 682 | 686 |
| Total liabilities | 23,987 | 22,719 |
| Contingencies (Note 15) | ||
| Shareholders’ equity: | ||
| Common stock, par value $0.01 per share; 2,000,000,000 shares authorized, 117,196,792 and 119,360,509 shares issued and outstanding at December 31, 2025 and December 31, 2024, respectively | 1 | 1 |
| Additional paid-in capital | 1,757 | 1,734 |
| Accumulated other comprehensive loss | (41) | (81) |
| Retained earnings | 2,579 | 2,296 |
| Treasury stock, at cost; 18,514,904 and 16,060,384 shares at December 31, 2025 and December 31, 2024, respectively | (895) | (759) |
| Total shareholders’ equity | 3,401 | 3,191 |
| Total liabilities and shareholders’ equity | $27,388 | $25,910 |
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