ONEMAIN FINANCE CORP
For the period ended Sep 30, 2025. Filed Oct 31, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Oct 31, 2025
OMF$55.35-0.3%Stored close · as of Nov 10, 2026
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Condensed Consolidated Statements of Operations
Condensed Consolidated Statements of Operations (Unaudited)
| Three Months Ended September 30, | Nine Months EndedSeptember 30, | |||
|---|---|---|---|---|
| (dollars in millions) | 2025 | 2024 | 2025 | 2024 |
| Interest income | $1,392 | $1,282 | $4,039 | $3,673 |
| Interest expense | 320 | 301 | 949 | 874 |
| Net interest income | 1,072 | 981 | 3,090 | 2,799 |
| Provision for finance receivable losses | 488 | 512 | 1,454 | 1,518 |
| Net interest income after provision for finance receivable losses | 584 | 469 | 1,636 | 1,281 |
| Other revenues: | ||||
| Insurance | 112 | 111 | 332 | 334 |
| Investment | 26 | 24 | 76 | 87 |
| Gain on sales of finance receivables | 17 | 6 | 50 | 18 |
| Net loss on repurchases and repayments of debt | (39) | (1) | (65) | (15) |
| Other | 47 | 42 | 133 | 112 |
| Total other revenues | 163 | 182 | 526 | 536 |
| Other expenses: | ||||
| Salaries and benefits | 234 | 220 | 683 | 649 |
| Other operating expenses | 202 | 181 | 577 | 525 |
| Insurance policy benefits and claims | 48 | 43 | 150 | 140 |
| Total other expenses | 484 | 444 | 1,410 | 1,314 |
| Income before income taxes | 263 | 207 | 752 | 503 |
| Income taxes | 64 | 50 | 173 | 120 |
| Net income | $199 | $157 | $579 | $383 |
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