ONEMAIN FINANCE CORP
For the period ended Sep 30, 2025. Filed Oct 31, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Oct 31, 2025
OMF$55.35-0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Condensed Consolidated Statements of Cash Flows
Condensed Consolidated Statements of Cash Flows (Unaudited)
| Nine Months EndedSeptember 30, | ||
|---|---|---|
| (dollars in millions) | 2025 | 2024 |
| Cash flows from operating activities | ||
| Net income | $579 | $383 |
| Reconciling adjustments: | ||
| Provision for finance receivable losses | 1,454 | 1,518 |
| Depreciation and amortization | 214 | 207 |
| Deferred income tax charge (benefit) | 10 | (43) |
| Net loss on repurchases and repayments of debt | 65 | 15 |
| Share-based compensation expense, net of forfeitures | 28 | 23 |
| Gain on sales of finance receivables | (50) | (18) |
| Other | (3) | (4) |
| Cash flows due to changes in other assets and other liabilities | (30) | (134) |
| Net cash provided by operating activities | 2,267 | 1,947 |
| Cash flows from investing activities | ||
| Net principal originations and purchases of finance receivables | (3,125) | (2,746) |
| Proceeds from sales of finance receivables | 830 | 453 |
| Foursight Acquisition, net of cash acquired | — | (64) |
| Available-for-sale securities purchased | (248) | (151) |
| Available-for-sale securities called, sold, and matured | 245 | 328 |
| Other securities purchased | (6) | (6) |
| Other securities called, sold, and matured | 17 | 11 |
| Other, net | (67) | (63) |
| Net cash used for investing activities | (2,354) | (2,238) |
| Cash flows from financing activities | ||
| Proceeds from issuance and borrowings of long-term debt, net of issuance costs | 6,298 | 3,186 |
| Repayments and repurchases of long-term debt | (5,492) | (2,761) |
| Cash dividends | (376) | (373) |
| Common stock repurchased | (70) | (32) |
| Treasury stock issued | 3 | 3 |
| Withholding tax on share-based compensation | (12) | (10) |
| Net cash provided by financing activities | 351 | 13 |
| Net change in cash and cash equivalents and restricted cash and restricted cash equivalents | 264 | (278) |
| Cash and cash equivalents and restricted cash and restricted cash equivalents at beginning of period | 1,142 | 1,548 |
| Cash and cash equivalents and restricted cash and restricted cash equivalents at end of period | $1,406 | $1,270 |
| Supplemental cash flow information | ||
| Cash and cash equivalents | $658 | $577 |
| Restricted cash and restricted cash equivalents | 748 | 693 |
| Total cash and cash equivalents and restricted cash and restricted cash equivalents | $1,406 | $1,270 |
Restricted cash and restricted cash equivalents primarily represent funds required to be used for future debt payments relating to our secured transactions.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.