ONEMAIN FINANCE CORP
For the period ended Jun 30, 2025. Filed Jul 29, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Jul 29, 2025
OMF$55.35-0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consolidated Balance Sheets
Condensed Consolidated Balance Sheets (Unaudited)
| (dollars in millions, except par value amount) | June 30, 2025 | December 31, 2024 |
|---|---|---|
| Assets | ||
| Cash and cash equivalents | $769 | $458 |
| Investment securities (includes available-for-sale securities with a fair value and an amortized cost basis of $1.6 billion and $1.7 billion in 2025, respectively, and $1.5 billion and $1.6 billion in 2024, respectively) | 1,683 | 1,607 |
| Net finance receivables (includes loans of consolidated VIEs of $14.5 billion in 2025 and $14.0 billion in 2024) | 23,870 | 23,554 |
| Unearned insurance premium and claim reserves | (764) | (766) |
| Allowance for finance receivable losses (includes allowance of consolidated VIEs of $1.7 billion in 2025 and $1.6 billion in 2024) | (2,754) | (2,705) |
| Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses | 20,352 | 20,083 |
| Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $720 million in 2025 and $662 million in 2024) | 742 | 684 |
| Goodwill | 1,474 | 1,474 |
| Other intangible assets | 285 | 286 |
| Other assets | 1,323 | 1,318 |
| Total assets | $26,628 | $25,910 |
| Liabilities and Shareholders’ Equity | ||
| Long-term debt (includes debt of consolidated VIEs of $12.7 billion in 2025 and $12.4 billion in 2024) | $22,053 | $21,438 |
| Insurance claims and policyholder liabilities | 579 | 575 |
| Deferred and accrued taxes | 18 | 20 |
| Other liabilities (includes other liabilities of consolidated VIEs of $29 million in 2025 and $31 million in 2024) | 652 | 686 |
| Total liabilities | 23,302 | 22,719 |
| Contingencies (Note 12) | ||
| Shareholders’ equity: | ||
| Common stock, par value $0.01 per share; 2,000,000,000 shares authorized, 118,856,988 and 119,360,509 shares issued and outstanding at June 30, 2025 and December 31, 2024, respectively | 1 | 1 |
| Additional paid-in capital | 1,745 | 1,734 |
| Accumulated other comprehensive loss | (51) | (81) |
| Retained earnings | 2,425 | 2,296 |
| Treasury stock, at cost; 16,803,289 and 16,060,384 shares at June 30, 2025 and December 31, 2024, respectively | (794) | (759) |
| Total shareholders’ equity | 3,326 | 3,191 |
| Total liabilities and shareholders’ equity | $26,628 | $25,910 |
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