OneMain Holdings Inc
For the period ended Dec 31, 2024. Filed Feb 7, 2025.
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FY2024 · Filed Feb 7, 2025
OMF$55.50-1.1%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets
| (dollars in millions, except par value amount) | ||
|---|---|---|
| December 31, | 2024 | 2023 |
| Assets | ||
| Cash and cash equivalents | $458 | $1,014 |
| Investment securities (includes available-for-sale securities with a fair value and an amortized cost basis of $1.5 billion and $1.6 billion in 2024, respectively, and $1.6 billion and $1.8 billion in 2023, respectively) | 1,607 | 1,719 |
| Net finance receivables (includes loans of consolidated VIEs of $14.0 billion in 2024 and $12.8 billion in 2023) | 23,554 | 21,349 |
| Unearned insurance premium and claim reserves | (766) | (771) |
| Allowance for finance receivable losses (includes allowance of consolidated VIEs of $1.6 billion in 2024 and $1.4 billion in 2023) | (2,705) | (2,480) |
| Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses | 20,083 | 18,098 |
| Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $662 million in 2024 and $523 million in 2023) | 684 | 534 |
| Goodwill | 1,474 | 1,437 |
| Other intangible assets | 286 | 260 |
| Other assets | 1,318 | 1,232 |
| Total assets | $25,910 | $24,294 |
| Liabilities and Shareholders’ Equity | ||
| Long-term debt (includes debt of consolidated VIEs of $12.4 billion in 2024 and $11.6 billion in 2023) | $21,438 | $19,813 |
| Insurance claims and policyholder liabilities | 575 | 615 |
| Deferred and accrued taxes | 20 | 9 |
| Other liabilities (includes other liabilities of consolidated VIEs of $31 million in 2024 and $26 million in 2023) | 686 | 671 |
| Total liabilities | 22,719 | 21,108 |
| Contingencies (Note 15) | ||
| Shareholders’ equity: | ||
| Common stock, par value $0.01 per share; 2,000,000,000 shares authorized, 119,360,509 and 119,757,277 shares issued and outstanding at December 31, 2024 and December 31, 2023, respectively | 1 | 1 |
| Additional paid-in capital | 1,734 | 1,715 |
| Accumulated other comprehensive loss | (81) | (87) |
| Retained earnings | 2,296 | 2,285 |
| Treasury stock, at cost; 16,060,384 and 15,383,804 shares at December 31, 2024 and December 31, 2023, respectively | (759) | (728) |
| Total shareholders’ equity | 3,191 | 3,186 |
| Total liabilities and shareholders’ equity | $25,910 | $24,294 |
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