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Ladder Capital Corp

For the period ended Dec 31, 2025. Filed Feb 9, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 9, 2026

LADR$8.84-1.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 15. Exhibits and Financial Statement Schedules

The following documents are filed or incorporated by reference as part of this Annual Report:

(a)1. Consolidated Financial Statements
Reports of Independent Registered Public Accounting Firm Ernst & Young LLP80
Consolidated Balance Sheets as of December 31, 2025 and 202483
Consolidated Statements of Income for the years ended December 31, 2025, 2024, and 202384
Consolidated Statements of Comprehensive Income for the years ended December 31, 2025, 2024, and 202385
Consolidated Statements of Changes in Equity for the years ended December 31, 2025, 2024, and 202386
Consolidated Statements of Cash Flows for the years ended December 31, 2025, 2024, and 202389
Notes to the Consolidated Financial Statements91
(a)2. Financial Statement Schedules
Schedule III-Real Estate and Accumulated Depreciation as of December 31, 2025141
Schedule IV-Mortgage Loans on Real Estate as of December 31, 2025151

(a)3. Exhibits required to be filed by Item 601 of Regulation S-K

The exhibits listed on the exhibit index preceding the signature page are filed as part of, or hereby incorporated by reference into this Form 10-K.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.