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Oscar Health, Inc.

For the period ended Sep 30, 2026. Filed Nov 5, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 5, 2026

OSCR$30.65-7.6%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

Page
FORWARD LOOKING STATEMENTS3
PART I - FINANCIAL INFORMATION
Item 1.Financial Statements (unaudited)
Condensed Consolidated Statements of Operations5
Condensed Consolidated Statements of Comprehensive Income6
Condensed Consolidated Balance Sheets7
Condensed Consolidated Statements of Stockholders' Equity8
Condensed Consolidated Statements of Cash Flows9
Notes to Condensed Consolidated Financial Statements
Note 1 - Organization10
Note 2 - Earnings Per Share13
Note 3 - Revenue Recognition14
Note 4 - Investments14
Note 5 - Fair Value Measurements17
Note 6 - Restricted Cash and Restricted Deposits17
Note 7 - Benefits Payable18
Note 8 - Risk Adjustment19
Note 9 - Debt20
Note 10 - Reinsurance22
Note 11 - Related Party Transactions23
Note 12 - Commitments and Contingencies24
Note 13 - Segment Information25
Item 2.Management's Discussion and Analysis of Financial Condition and Results of Operations26
Item 3.Quantitative and Qualitative Disclosures about Market Risk38
Item 4.Controls and Procedures39
PART II - OTHER INFORMATION
Item 1.Legal Proceedings39
Item 1A.Risk Factors39
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds39
Item 3.Defaults Upon Senior Securities39
Item 4.Mine Safety Disclosures39
Item 5.Other Information39
Item 6.Exhibits40
SIGNATURES41
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.