Oscar Health, Inc.
For the period ended Sep 30, 2025. Filed Nov 6, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 6, 2025
OSCR$30.65-7.6%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Table of Contents
| Page | ||
|---|---|---|
| FORWARD LOOKING STATEMENTS | 3 | |
| PART I - FINANCIAL INFORMATION | ||
| Item 1. | Financial Statements (unaudited) | |
| Condensed Consolidated Statements of Operations | 5 | |
| Condensed Consolidated Statements of Comprehensive Income | 6 | |
| Condensed Consolidated Balance Sheets | 7 | |
| Condensed Consolidated Statements of Stockholders' Equity | 8 | |
| Condensed Consolidated Statements of Cash Flows | 9 | |
| Notes to Condensed Consolidated Financial Statements | ||
| Note 1 - Organization | 10 | |
| Note 2 - Earnings Per Share | 12 | |
| Note 3 - Revenue Recognition | 13 | |
| Note 4 - Investments | 13 | |
| Note 5 - Fair Value Measurements | 15 | |
| Note 6 - Restricted Cash and Restricted Deposits | 16 | |
| Note 7 - Benefits Payable | 17 | |
| Note 8 - Debt | 17 | |
| Note 9 - Reinsurance | 20 | |
| Note 10 - Business Arrangements | 22 | |
| Note 11 - Related Party Transactions | 22 | |
| Note 12 - Commitments and Contingencies | 22 | |
| Note 13 - Segment Information | 24 | |
| Note 14 - Risk Adjustment | 25 | |
| Item 2. | Management's Discussion and Analysis of Financial Condition and Results of Operations | 26 |
| Item 3. | Quantitative and Qualitative Disclosures about Market Risk | 38 |
| Item 4. | Controls and Procedures | 38 |
| PART II - OTHER INFORMATION | ||
| Item 1. | Legal Proceedings | 39 |
| Item 1A. | Risk Factors | 39 |
| Item 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 44 |
| Item 3. | Defaults Upon Senior Securities | 44 |
| Item 4. | Mine Safety Disclosures | 44 |
| Item 5. | Other Information | 44 |
| Item 6. | Exhibits | 45 |
| SIGNATURES | 46 | |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.