Oscar Health, Inc.
For the period ended Sep 30, 2025. Filed Nov 6, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 6, 2025
OSCR$33.47+4.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Item 1. Condensed Consolidated Statements of Operations
Condensed Consolidated Statements of Operations
| Three Months Ended September 30, | Nine Months Ended September 30, | |||
|---|---|---|---|---|
| (in thousands, except per share amounts) | 2025 | 2024 | 2025 | 2024 |
| Revenue | ||||
| Premium | $2,923,968 | $2,368,257 | $8,723,233 | $6,626,055 |
| Investment income | 53,215 | 50,326 | 153,331 | 143,309 |
| Other revenues | 8,801 | 4,899 | 19,628 | 15,764 |
| Total revenue | 2,985,984 | 2,423,482 | 8,896,192 | 6,785,128 |
| Operating Expenses | ||||
| Medical | 2,586,330 | 2,003,979 | 7,398,954 | 5,267,475 |
| Selling, general, and administrative | 521,592 | 460,377 | 1,538,836 | 1,289,745 |
| Depreciation and amortization | 7,312 | 7,500 | 21,012 | 22,912 |
| Total operating expenses | 3,115,234 | 2,471,856 | 8,958,802 | 6,580,132 |
| Earnings (loss) from operations | (129,250) | (48,374) | (62,610) | 204,996 |
| Interest expense | 6,857 | 5,815 | 18,698 | 17,708 |
| Other expenses (income) | 3,184 | (1,877) | 3,308 | 173 |
| Earnings (loss) before income taxes | (139,291) | (52,312) | (84,616) | 187,115 |
| Income tax expense (benefit) | (1,807) | 2,076 | 5,853 | 7,709 |
| Net income (loss) | (137,484) | (54,388) | (90,469) | 179,406 |
| Less: Net income (loss) attributable to noncontrolling interests | (34) | 208 | 71 | 427 |
| Net income (loss) attributable to Oscar Health, Inc. | $(137,450) | $(54,596) | $(90,540) | $178,979 |
| Earnings (Loss) per Share | ||||
| Basic | $(0.53) | $(0.22) | $(0.35) | $0.75 |
| Diluted | $(0.53) | $(0.22) | $(0.35) | $0.65 |
| Weighted Average Common Shares Outstanding | ||||
| Basic | 259,273 | 243,106 | 255,419 | 237,759 |
| Diluted | 259,273 | 243,106 | 255,419 | 301,459 |
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