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USCB FINANCIAL HOLDINGS, INC.

For the period ended Dec 31, 2025. Filed Mar 13, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 13, 2026

USCB$19.89+1.1%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

PART IV

(a)

List of documents filed as part of this Annual Report:

Financial Statements:

Consolidated Statements of Operations for the years ended

December 31, 2025 and 2024

Consolidated Statements of Comprehensive Income for

the years ended December 31, 2025 and 2024

Consolidated Statements of Changes in Stockholders'

Equity for the years ended December 31, 2025 and

Consolidated Statements of Cash Flows for the years

ended December 31, 2025 and 2024

Notes to Consolidated Financial Statements

Financial Statement Schedules:

Financial statement schedules are omitted as not required

or not applicable or because the information is

included in the Consolidated Financial Statements or notes

thereto.

(b)

List of Exhibits:

The exhibit list in the Exhibit Index is incorporated herein

by reference as the list of exhibits required as part of

this Annual Report on Form 10-K.

EXHIBIT INDEX

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.