USCB FINANCIAL HOLDINGS, INC.

Recent Sales of Unregistered Securities

The Company did not sell any of its equity securities during

2025 that were not registered under the Securities

Act.

Purchases of Equity Securities by Issuer and Other Affiliates

On January 24,

2022, the Board

of Directors approved

the first share

repurchase program

of up to

750,000 shares

of

Class A common stock. On April

22, 2024 the Board of

Directors approved the second share repurchase

program of up to

500,000 shares of

stock. Under the

repurchase programs,

the Company may

purchase shares

of Class

A

common

stock

on

a

discretionary

basis

from

time

to

time

through

open

market

repurchases,

privately

negotiated

transactions, or otherwise

in compliance with

Rule 10b-18 under

the Exchange Act.

had

9,671

shares

of

Class

A

common

stock

under

the

first

program

and

no

shares

under

the

second

The

Company

did

not

any

of

its

equity

for

the

quarter

ended

As

of

2025,

528,309

shares

remained

authorized

for

under

the

two

stock

repurchase programs.

Company

2.0 million

Class

stock

from certain

institutional shareholders

through privately

negotiated transactions,

at a weighted

average price

per share of

$17.19.

The

price

for

these

was

$34.4

The

were

supplemental and not part of the Company’s two

previously announced stock repurchase programs described

above.

Management's Discussion and Analysis of Financial Condition

and Results of Operations